Spread the cost of a full commercial laundry from £3,000 to £150,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, laundry equipments are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £150,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£3k – £150k
Approval Speed
24–48 hours
Same-day for < £40k
Rates From
5.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical laundry equipment price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £30,000: a 10% deposit of £3,000, then 48 monthly payments of £633 at 5.9% APR representative (fixed). Total amount payable £33,384, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Miele Professional Little Giant Package | £8,000 – £16,000 | Compact Laundry Package |
| Electrolux Professional myPRO Line 6000 | £15,000 – £35,000 | Washer & Dryer Package |
| Girbau Genius Washer-Extractor Package | £20,000 – £45,000 | High-Spin Package |
| Full Commercial Laundry Room Fit-Out | £50,000 – £120,000 | Complete Laundry Room |
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Check EligibilityCommercial laundry machines are moveable plant and machinery and generally qualify for Annual Investment Allowance, letting the cost be deducted from taxable profits in the year of purchase. This applies to the washers, dryers and finishing equipment themselves; any plumbing, drainage or ventilation work needed to install them is treated separately, as it becomes part of the building once fitted. HP agreements let you claim capital allowances directly; lease payments are deducted as a running cost instead.
Commercial laundry equipment is financed across hotels, care homes, gyms with towel services, salons and dedicated laundrette operators, with the right specification driven mainly by daily volume and spin speed rather than by sector. High-spin washer-extractors reduce drying time and energy use compared with domestic-style machines, which matters for businesses running near-continuous cycles through the day, and is usually the deciding factor in choosing a higher-specification package over a cheaper entry-level machine. Because laundry machines run heavy daily duty cycles in commercial use, replacement is generally driven by mechanical wear on bearings, seals and drums rather than by a fixed calendar cycle, and a maintenance contract alongside the finance agreement is common for businesses relying on the laundry to operate every day.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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