Spread the cost of an aesthetic laser system from £10,000 to £60,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, aesthetic lasers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £10,000 to £60,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£10k – £60k
Approval Speed
24–48 hours
Newer clinics may take longer
Rates From
5.4% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical aesthetic laser price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £25,000: a 10% deposit of £2,500, then 48 monthly payments of £527 at 5.9% APR representative (fixed). Total amount payable £27,796, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Q-switched Nd:YAG laser system | £15,000 – £25,000 | Q-Switched Laser |
| Diode laser hair removal system | £10,000 – £20,000 | Diode Laser |
| Multi-wavelength combination laser platform | £25,000 – £45,000 | Multi-Wavelength Laser |
| Fractional CO2 laser system | £20,000 – £60,000 | Fractional CO2 Laser |
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Check EligibilityEquipment used wholly for the business qualifies for the Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 AIA limit. Hire purchase lets you claim capital allowances as you own the asset from day one. Finance lease and operating lease rentals are treated as a revenue expense and are usually fully deductible against profits, which is why many practices prefer leasing for equipment that needs replacing on a fixed cycle.
Aesthetic and cosmetic laser platforms sit in a different regulatory position from clinical medical devices, and treatments such as laser hair removal or non-surgical skin rejuvenation performed by a non-healthcare professional are not currently regulated by the CQC in the same way clinical procedures are; oversight instead currently sits mainly with local authority licensing, and the government has indicated further licensing changes are expected for non-surgical cosmetic procedures more broadly. Buyers range from single-practitioner beauty and aesthetic clinics to multi-site groups, and finance is assessed the same way as any equipment purchase, on the business's trading history and projected treatment revenue rather than on the clinical setting itself. Given the range of specific licensing requirements by local authority and by the qualifications of the operator, clinics should confirm their own compliance position directly with their local authority or professional body rather than relying on general guidance.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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