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Blister Packing Machine Finance

Spread the cost of a blister packing machine from £10,000 to £150,000+ with flexible finance options: HP, lease or refinance. Compare rates from 40+ lenders.

Can you finance a blister packing machine?

Yes, blister packing machines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £10,000 to £150,000, and most deals are written over 24–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£10k – £150k

Approval Speed

24–48 hours

Same-day for < £30k

Rates From

5.0% APR

What would a blister packing machine cost per month?

£40,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical blister packing machine price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 5.4% APR
Term
24–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
A pharmacy's monitored dosage packer, run daily and expected to last for its full working life

Finance Lease

Rate
From 5.0% APR
Term
24–60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Bundling the packer with card stock feed systems into one deductible payment

Operating Lease

Rate
From 5.8% APR
Term
24–48 months
Deposit
None required
Ownership
Return at end
Best for
A pharmacy trialling a monitored dosage service before committing to a fully automated system

Representative example

On a purchase price of £40,000: a 10% deposit of £4,000, then 48 monthly payments of £844 at 5.9% APR representative (fixed). Total amount payable £44,512, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Semi-Automated Blister Card Packer £10,000 – £30,000 Semi-Automated MDS Packer
Compact Community Pharmacy MDS Packer £15,000 – £40,000 Compact MDS Packer
Fully Automated Multi-Dose Blister System £60,000 – £150,000 Automated Blister Packing System

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Tax benefits

Blister packing machines qualify for the Annual Investment Allowance, so a purchase or HP agreement can usually be deducted against taxable profit in the year of purchase, and lease payments are deductible in full as they are paid. Blister card consumables and verification software licences are ongoing costs invoiced separately and sit outside the finance agreement.

Market context

Blister packing machines are bought by community pharmacies that provide a monitored dosage system service, packing a patient's medicines into a labelled blister card by dose and time rather than dispensing loose boxes. A pharmacy finances a packer because monitored dosage work is typically commissioned by a local authority or requested directly by care homes and individual patients, and the equipment needs to be in place before that income stream can start. Upgrading from a semi-automated to a fully automated machine is usually driven by a pharmacy's monitored dosage patient list outgrowing what a semi-automated machine can throughput in a working day. As with other dispensary automation, the used market is limited because installations are built around a specific patient volume, so most pharmacies buy new equipment sized to their current and expected list.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

What's the difference between a semi-automated and fully automated blister packer, and does it affect finance?
A semi-automated packer still needs staff to load and check trays by hand, which suits a pharmacy with a smaller monitored dosage patient list, while a fully automated system picks, packs and verifies with far less manual input and suits a larger list. Both are financed the same way; the specification should match the pharmacy's current patient numbers with some headroom for growth, since moving from one tier to the other is a significant further purchase.
Can I finance a blister packing machine before I've won any monitored dosage contracts?
It's possible, though a lender will usually want to see either a commissioned contract from a local authority, or clear evidence of demand from care homes or individual patients, before approving finance for equipment that doesn't yet have income attached to it. Many pharmacies start with a semi-automated machine on a smaller finance agreement and move to a fully automated system once the patient list is established.
Does the finance agreement cover blister card stock and verification software?
The machine itself, and any bundled verification or pharmacy management software licensed as part of the purchase, can usually be included on the finance agreement provided it's itemised on the supplier's invoice. Ongoing consumables, the blister cards and printer labels used for each patient's pack, are a running cost and are paid for separately as they're used, in the same way as any other dispensary consumable.
Is hire purchase or a lease better for a blister packing machine?
Most pharmacies choose hire purchase, since a packer is expected to run daily for years once a monitored dosage service is established and the pharmacy wants to own it outright. A pharmacy trialling a monitored dosage service for the first time, or unsure how quickly its patient list will grow, sometimes prefers a lease that keeps the option to upgrade to a higher-throughput machine sooner.
How quickly can blister packing machine finance be approved?
Most applications are approved within 24 to 48 hours for a semi-automated machine, provided the pharmacy has a clean credit history and a clear supplier quote. Fully automated systems at the top of the price range, and applications without a commissioned contract already in place, generally take longer to review, since the lender needs more evidence of the income the machine will support.

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