Spread the cost of care home laundry equipment from £4,000 to £45,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, care home laundrys are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £4,000 to £45,000, and most deals are written over 24–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£4k – £45k
Approval Speed
24–48 hours
Longer for full laundry room fit-outs
Rates From
4.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical care home laundry price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £16,000: a 10% deposit of £1,600, then 48 monthly payments of £338 at 5.9% APR representative (fixed). Total amount payable £17,824, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Barrier Washer-Extractor (8-14kg, infection-control class) | £4,000 – £9,000 | Barrier Washer |
| Barrier Washer-Extractor (20-32kg, infection-control class) | £9,000 – £18,000 | Barrier Washer |
| Commercial Tumble Dryer (10-15kg class) | £2,500 – £6,000 | Tumble Dryer |
| Full Laundry Room Package (barrier washer, dryer, ironer) | £15,000 – £45,000 | Laundry Package |
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Check EligibilityCommercial washer-extractors, dryers and ironers are moveable plant and generally qualify for the Annual Investment Allowance (AIA), letting a care provider deduct the full cost from taxable profits in the year of purchase, up to £1,000,000, subject to the normal AIA rules. HP gives access to capital allowances directly; lease payments are normally deductible from profits as a business expense. Machines are usually plumbed and vented into a dedicated laundry room but remain freestanding items that can be unbolted and replaced, so they are generally treated as plant rather than as part of the building itself.
Care home laundry equipment is bought by care homes and nursing homes registered with the Care Quality Commission in England, or the equivalent regulator elsewhere in the UK, where a barrier washing system, separating dirty and clean laundry through the machine to control cross-infection, is a standard expectation rather than a discretionary upgrade. Machine capacity is sized to the number of beds and the volume of bedding and personal laundry generated daily, so a larger home runs bigger or more numerous machines than a smaller one. Replacement is driven mainly by machine hours, the cost of ongoing repairs, and disinfection cycle performance rather than a fixed age, and an established used market exists through commercial laundry equipment resellers who recondition and re-certify machines.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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