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Nurse Call System Finance

Spread the cost of a nurse call system from £8,000 to £120,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a nurse call system?

Yes, nurse call systems are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £8,000 to £120,000, and most deals are written over 36–84 months with a deposit of around 10–20%. Decisions typically take 3–5 working days. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£8k – £120k

Approval Speed

3–5 working days

Longer for estate-wide or new-build systems

Rates From

4.5% APR

What would a nurse call system cost per month?

£35,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical nurse call system price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 4.9% APR
Term
36–84 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Owner-operators wanting to own the system outright

Finance Lease

Rate
From 4.5% APR
Term
36–84 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate
From 5.2% APR
Term
36–60 months
Deposit
None required
Ownership
Return at end
Best for
Operators leasing rather than owning their premises

Representative example

On a purchase price of £35,000: a 10% deposit of £3,500, then 48 monthly payments of £738 at 5.9% APR representative (fixed). Total amount payable £38,924, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Wired Nurse Call System (single unit, up to 30 rooms class) £8,000 – £20,000 Wired System
Wireless Nurse Call System (up to 30 rooms class) £10,000 – £25,000 Wireless System
Nurse Call System with Locating (staff attack, wander alerts class) £25,000 – £60,000 Integrated System
Estate-Wide Nurse Call System (60+ rooms, multi-building class) £60,000 – £120,000 Estate System

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Tax benefits

A nurse call system is normally wired or fitted into the fabric of the building, so it is often treated as an integral feature or as part of the building for capital allowances purposes rather than as freestanding moveable plant, an accountant should confirm the correct treatment before purchase, particularly where the operator leases rather than owns the premises. Where the system does qualify as plant, the Annual Investment Allowance can allow the full cost to be deducted from taxable profits in the year of purchase, up to £1,000,000, subject to the normal AIA rules. Leasing can shift the allowances position onto the finance provider rather than the operator.

Market context

Nurse call systems are bought by care homes, nursing homes and supported living operators registered with the Care Quality Commission in England, or the equivalent regulator elsewhere in the UK, and a working, monitored call system is generally treated as a baseline expectation for a registered care setting rather than a discretionary extra. A new build or major refurbishment is the most common trigger for a full system replacement, since wiring or wireless infrastructure is disruptive to install into an occupied building. Replacement of an existing system is usually driven by parts becoming obsolete or unsupported rather than the system failing outright, and lenders financing this equipment often look at the wider refurbishment or building project alongside the call system itself.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Is the installation cost included in the finance?
Yes, most lenders finance the complete project, hardware, wiring or wireless infrastructure and installation labour, as a single asset rather than splitting equipment and labour into separate agreements. This reflects how nurse call systems are actually supplied and installed, usually by a single specialist contractor responsible for the whole job, and keeps the finance agreement matched to a single supplier invoice.
Can I finance a system as part of a wider refurbishment?
Yes. A nurse call replacement is commonly bundled with a wing or building refurbishment, and lenders are used to financing the call system either as part of a larger construction finance package or as a standalone agreement running alongside it. It is worth discussing both options with a broker, since the right structure depends on how the wider project is being funded.
What happens to the system at the end of an operating lease?
Because a nurse call system is wired into the building, an operating lease typically ends with the operator either buying the system at a pre-agreed value or having it decommissioned, rather than the finance provider physically removing wiring from the walls. It is worth agreeing this in writing before signing, given how integrated the equipment becomes with the building. It's worth raising your specific circumstances with a broker when you apply, since lenders active in this sector can vary in how they treat the details of an individual case.
How long does approval take?
A straightforward like-for-like system replacement can often be approved within a few working days once the installer's quote is confirmed. A larger estate-wide system tied to a new build or major refurbishment will usually take longer, since the finance figure depends on the wider construction quote as well as the call system itself. Where a site visit or supplier survey is needed before a final figure can be confirmed, it is worth starting that alongside the finance application rather than afterwards.

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