Spread the cost of physiotherapy equipment from £3,000 to £60,000 with flexible finance options. HP, lease, or refinance
Yes, physiotherapy equipments are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £60,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£3k – £60k
Approval Speed
24–48 hours
Often same-day for single items
Rates From
4.9% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical physiotherapy equipment price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £18,000: a 10% deposit of £1,800, then 48 monthly payments of £380 at 5.9% APR representative (fixed). Total amount payable £20,040, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Electrotherapy/ultrasound therapy unit | £3,000 – £7,000 | Electrotherapy |
| Treatment couch and rehabilitation equipment package | £8,000 – £20,000 | Treatment Room Package |
| Shockwave therapy system | £12,000 – £25,000 | Shockwave Therapy |
| Full clinic fit-out (couches, rehab equipment, gym-based kit) | £30,000 – £60,000 | Full Clinic Fit-Out |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Equipment used wholly for the business qualifies for the Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 AIA limit. Hire purchase lets you claim capital allowances as you own the asset from day one. Finance lease and operating lease rentals are treated as a revenue expense and are usually fully deductible against profits, which is why many practices prefer leasing for equipment that needs replacing on a fixed cycle.
Physiotherapy equipment finance ranges from a single electrotherapy or shockwave unit bought by a sole-practitioner clinic, to a full multi-room fit-out for a growing practice combining treatment couches, rehabilitation and gym-based equipment. Buyers are typically private physiotherapy, sports medicine and musculoskeletal clinics, and it's common to finance an entire new-clinic or expansion fit-out as one agreement covering several categories of equipment rather than financing each item separately.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.