Spread the cost of surgical lighting from £3,000 to £25,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, surgical lights are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £25,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£3k – £25k
Approval Speed
24–48 hours
Often same-day for standalone lights
Rates From
4.9% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical surgical light price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £10,000: a 10% deposit of £1,000, then 48 monthly payments of £211 at 5.9% APR representative (fixed). Total amount payable £11,128, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Single-head LED examination/minor procedure light | £3,000 – £6,000 | Examination Light |
| Dual-head ceiling-mounted LED surgical light | £10,000 – £18,000 | Surgical Light |
| Surgical light with integrated camera system | £18,000 – £25,000 | Camera-Integrated Light |
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Check EligibilityEquipment used wholly for the business qualifies for the Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 AIA limit. Hire purchase lets you claim capital allowances as you own the asset from day one. Finance lease and operating lease rentals are treated as a revenue expense and are usually fully deductible against profits, which is why many practices prefer leasing for equipment that needs replacing on a fixed cycle.
Surgical and examination lighting is bought across a wide range of settings, from a single-head light for a minor procedures room in a GP or dermatology clinic, to dual-head ceiling-mounted systems for a full operating theatre, often with an integrated camera for recording or teaching. As with other theatre equipment, lighting is commonly financed as part of a wider theatre build rather than in isolation, though single lights for minor procedure rooms are frequently financed as standalone, lower-value purchases.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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