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Ultrasound Scanner Finance

Spread the cost of an ultrasound scanner from £10,000 to £90,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a ultrasound scanner?

Yes, ultrasound scanners are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £10,000 to £90,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£10k – £90k

Approval Speed

24–48 hours

Same-day for deals under £25k

Rates From

4.9% APR

What would a ultrasound scanner cost per month?

£35,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical ultrasound scanner price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 4.9% APR
Term
12–72 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Clinics wanting to own the scanner outright

Finance Lease

Rate
From 4.5% APR
Term
12–72 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate
From 5.2% APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Providers refreshing scanner technology every few years

Representative example

On a purchase price of £35,000: a 10% deposit of £3,500, then 48 monthly payments of £738 at 5.9% APR representative (fixed). Total amount payable £38,924, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
GE Logiq platform £30,000 – £70,000 Cart-Based Ultrasound
Mindray point-of-care system £12,000 – £25,000 Point-of-Care Ultrasound
Handheld/portable ultrasound probe system £10,000 – £18,000 Handheld Ultrasound
Philips diagnostic ultrasound platform £40,000 – £90,000 Cart-Based Ultrasound

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Tax benefits

Equipment used wholly for the business qualifies for the Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 AIA limit. Hire purchase lets you claim capital allowances as you own the asset from day one. Finance lease and operating lease rentals are treated as a revenue expense and are usually fully deductible against profits, which is why many practices prefer leasing for equipment that needs replacing on a fixed cycle.

Market context

Ultrasound is one of the more accessible imaging modalities for a private clinic to add in-house, and buyers range from GP and musculoskeletal clinics adding a point-of-care handheld system to obstetric, cardiology and vascular clinics investing in a full cart-based platform. Refurbished and ex-demo ultrasound systems are widely available and can cost substantially less than new while still under a supplier warranty, which makes ultrasound one of the more approachable imaging categories for a smaller or newly established clinic to finance.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can I finance a handheld ultrasound probe rather than a full cart system?
Yes, handheld and point-of-care ultrasound systems are financed on the same basis as full cart-based scanners, just at a lower deal size. Many lenders have a minimum deal size that a handheld probe purchase may sit close to, so check this at enquiry stage. Lenders will want to see the practice's recent trading history and a supplier quote for the specific equipment before confirming terms, which is standard for this kind of asset finance regardless of the equipment category.
Is refurbished ultrasound equipment a good option?
It's a well-used route into ultrasound for smaller and newly established clinics. Refurbished systems from reputable medical equipment resellers typically cost noticeably less than new and usually carry a supplier warranty, which most lenders will finance in the same way as new equipment. Lenders will usually ask for evidence of the refurbisher's certification and any warranty offered before approving, since this affects both the risk on the deal and the equipment's likely residual value over the finance term.
What deposit is typical?
Hire purchase usually asks for 10–20% deposit; finance and operating leases often require none. Smaller point-of-care systems sometimes qualify for no-deposit hire purchase given the lower deal size. Putting down more than the minimum deposit lowers the monthly repayment and can support a better headline rate, which is worth weighing against keeping cash in the business for working capital instead.
How quickly can I get approved?
Most ultrasound finance applications are approved within 24–48 hours, and deals under roughly £25,000 are often same-day given the modest size relative to other imaging equipment. Having a recent set of accounts, a supplier quote and the full equipment specification ready at the point of application tends to speed the decision up, since most of the time in any application goes on the lender confirming trading history and affordability.
Do I need CQC registration to finance an ultrasound scanner?
If the scanner will be used to deliver a regulated clinical service, most lenders will expect to see CQC registration or the equivalent for the setting. Non-clinical or veterinary use doesn't carry the same expectation; mention your intended use when applying. This is separate from the finance process itself, which is a straightforward commercial assessment of the business's ability to repay; the compliance and registration side sits with the practice, the supplier and the relevant regulator or local authority.

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