Spread the cost of veterinary X-ray equipment from £10,000 to £70,000 with flexible finance options. HP, lease, or refinance
Yes, veterinary x-rays are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £10,000 to £70,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£10k – £70k
Approval Speed
24–48 hours
Fixed rooms take slightly longer
Rates From
4.9% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical veterinary x-ray price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £28,000: a 10% deposit of £2,800, then 48 monthly payments of £591 at 5.9% APR representative (fixed). Total amount payable £31,168, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Portable veterinary digital radiography (DR) system | £12,000 – £25,000 | Portable Vet X-Ray |
| Fixed veterinary DR room with table and generator | £30,000 – £55,000 | Fixed Vet X-Ray Room |
| Dental radiography unit for veterinary use | £3,000 – £6,000 | Veterinary Dental X-Ray |
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For UK limited companies with 3+ months’ trading and monthly revenue.
Equipment used wholly for the business qualifies for the Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 AIA limit. Hire purchase lets you claim capital allowances as you own the asset from day one. Finance lease and operating lease rentals are treated as a revenue expense and are usually fully deductible against profits, which is why many practices prefer leasing for equipment that needs replacing on a fixed cycle.
Veterinary practices finance X-ray equipment when moving from film or CR to digital radiography, or when a first-opinion practice adds in-house imaging rather than referring cases out. As with human healthcare imaging, a fixed X-ray room requires shielding and installation, generally arranged and quoted by the equipment supplier alongside the unit, and a refurbished market for veterinary DR equipment exists through specialist veterinary equipment dealers, giving smaller and newly established practices a lower-cost entry point into in-house imaging.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
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For UK limited companies with 3+ months’ trading and monthly revenue.
See how lenders treat healthcare assets
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Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.