Spread the cost of an X-ray machine from £15,000 to £120,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, x-ray machines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £15,000 to £120,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£15k – £120k
Approval Speed
24–48 hours
Fixed rooms take longer to approve
Rates From
4.9% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical x-ray machine price. Indicative only, not a quote.
Compare x-ray machine finance rates from 200+ lenders
Check EligibilityOn a purchase price of £40,000: a 10% deposit of £4,000, then 48 monthly payments of £844 at 5.9% APR representative (fixed). Total amount payable £44,512, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Mobile digital radiography (DR) system | £30,000 – £60,000 | Mobile X-Ray |
| Fixed general radiography room | £50,000 – £120,000 | Fixed X-Ray Room |
| Computed radiography (CR) retrofit for an existing room | £15,000 – £30,000 | CR Upgrade |
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Check EligibilityEquipment used wholly for the business qualifies for the Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 AIA limit. Hire purchase lets you claim capital allowances as you own the asset from day one. Finance lease and operating lease rentals are treated as a revenue expense and are usually fully deductible against profits, which is why many practices prefer leasing for equipment that needs replacing on a fixed cycle.
General X-ray equipment is bought by private clinics, physiotherapy and sports medicine practices, and diagnostic centres, either adding radiography for the first time or replacing an analogue or CR system with digital radiography (DR). The move from film or CR to DR is the most common driver of finance in this category, since DR reduces per-image cost and reporting time. As with other imaging equipment, a fixed X-ray room requires structural shielding and installation, which is typically quoted and, in some cases, financed alongside the unit itself.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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