Spread the cost of an autorefractor from £6,000 to £20,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, autorefractors are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £6,000 to £20,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£6k – £20k
Approval Speed
24–48 hours
Often same-day for standalone units
Rates From
4.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical autorefractor price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £10,000: a 10% deposit of £1,000, then 48 monthly payments of £211 at 5.9% APR representative (fixed). Total amount payable £11,128, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Nidek ARK-1 | £8,000 – £14,000 | Autorefractor/Keratometer |
| Huvitz HRK-9000A | £12,000 – £18,000 | Autorefractor/Keratometer with Dry Eye Analysis |
| Huvitz HRK-1 | £6,000 – £10,000 | Entry-Level Autorefractor/Keratometer |
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Check EligibilityEquipment used wholly for the business qualifies for the Annual Investment Allowance (AIA), letting you deduct the qualifying cost of a autorefractor from taxable profits in the year of purchase, up to the current AIA limit set by HMRC (check the current threshold with your accountant, as it can change). Hire purchase lets you claim capital allowances as you own the asset from day one. Finance lease and operating lease rentals are treated as a revenue expense and are usually fully deductible against profits, which is why many practices prefer leasing for equipment that needs replacing on a fixed cycle.
An autorefractor is bought by every kind of GOC-registered practice, from a single-testroom independent to a multiple standardising equipment across branches, since it's one of the first instruments used in a sight test and a near-universal fixture in UK practices. Finance is common even though the unit cost is modest next to imaging equipment, because it's often bought together with a phoropter and slit lamp as one test room package rather than on its own. Replacement tends to follow wider test room refits or a move to combined autorefractor/keratometer units with extra screening features rather than the existing instrument breaking down, and there's a reasonable used market for practices on a tighter budget.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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