Spread the cost of cryotherapy equipment from £8,000 to £90,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, cryotherapy machines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £8,000 to £90,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£8k – £90k
Approval Speed
24–48 hours
Chambers may take longer
Rates From
5.4% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical cryotherapy machine price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £30,000: a 10% deposit of £3,000, then 48 monthly payments of £633 at 5.9% APR representative (fixed). Total amount payable £33,384, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Localised cryotherapy device | £8,000 – £18,000 | Localised Cryotherapy |
| Cryolipolysis (fat-freezing) system | £20,000 – £45,000 | Cryolipolysis |
| Whole-body cryotherapy chamber | £45,000 – £90,000 | Whole-Body Cryotherapy |
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Check EligibilityEquipment used wholly for the business qualifies for the Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 AIA limit. Hire purchase lets you claim capital allowances as you own the asset from day one. Finance lease and operating lease rentals are treated as a revenue expense and are usually fully deductible against profits, which is why many practices prefer leasing for equipment that needs replacing on a fixed cycle.
Cryotherapy equipment covers a wide range, from a localised device used for small-area treatments, to cryolipolysis fat-freezing systems and full whole-body cryotherapy chambers used in sports recovery and wellness settings. Buyers include aesthetic clinics, sports recovery centres and wellness spas, and given the wide price spread between a localised device and a whole-body chamber, it's worth confirming the specific equipment class with your supplier before applying so the finance is arranged for the right amount. Regulatory position varies by treatment type and intended use, so clinics offering cryolipolysis or whole-body cryotherapy for cosmetic purposes should confirm their specific obligations with the relevant local authority or professional body rather than assuming one rule covers every use case.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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