Lendus.

Dental Laser Finance

Spread the cost of a dental laser from £4,000 to £30,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a dental laser?

Yes, dental lasers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £4,000 to £30,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£4k – £30k

Approval Speed

24–48 hours

Same-day for smaller deals

Rates From

5.2% APR

What would a dental laser cost per month?

£12,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical dental laser price. Indicative only, not a quote.

Compare dental laser finance rates from 200+ lenders

Check Eligibility

Finance options

Hire Purchase (HP)

Rate
From 5.8% APR
Term
12–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Practices wanting to own the laser outright

Finance Lease

Rate
From 5.2% APR
Term
12–60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate
From 6.2% APR
Term
24–48 months
Deposit
None required
Ownership
Return at end
Best for
Add a laser without committing to long-term ownership. Off balance sheet.

Representative example

On a purchase price of £12,000: a 10% deposit of £1,200, then 48 monthly payments of £253 at 5.9% APR representative (fixed). Total amount payable £13,344, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Diode soft-tissue laser £4,000 – £9,000 Diode Soft-Tissue Laser (specification class)
Nd:YAG soft-tissue laser £6,000 – £12,000 Nd:YAG Soft-Tissue Laser (specification class)
Er,Cr:YSGG all-tissue laser £15,000 – £30,000 All-Tissue (Hard and Soft) Laser (specification class)

Ready to compare dental laser finance? 2 minutes, no credit check.

Check Eligibility

Tax benefits

Dental lasers qualify for Annual Investment Allowance (AIA), letting you deduct the qualifying cost from taxable profits in the year of purchase, up to the current annual limit. HP purchases attract capital allowances, and lease payments are generally fully deductible against profits.

Market context

Dental lasers are bought by general and specialist dental practices adding soft-tissue procedures or all-tissue treatment options alongside their existing handpieces, from a single practitioner buying their first unit to a multi-surgery practice equipping several rooms. As with other clinical equipment, a laser sits within a CQC-regulated practice's wider health and safety and training framework, and staff typically complete manufacturer training before using one on patients. Finance is a common route because a laser is often bought as an add-on to existing services rather than a core replacement, so spreading the cost avoids disrupting cash set aside for day-to-day running. Replacement is usually driven by wanting a wider range of validated procedures or a newer wavelength option, rather than the existing unit failing. There is only a limited used market for dental lasers, since practices tend to keep them for a long working life.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

Compare rates from 200+ lenders, takes 2 minutes.

Check Eligibility

Frequently asked questions

Can I finance laser training alongside the equipment itself?
Some lenders will include manufacturer training and starter consumables on the same agreement as the laser unit, particularly where the supplier packages them together as part of the sale. It's worth asking your finance broker to check what the specific lender you're using will and won't bundle in, since this varies more between lenders for lasers than it does for larger, more standardised equipment like scanners or chairs.
What deposit do I need for a dental laser?
For hire purchase, most lenders ask for a 10–20% deposit. Finance leases are usually available with no deposit required. Because dental lasers cover a wide price range, from a few thousand pounds for a diode unit to well over £20,000 for an all-tissue system, the deposit expected can vary more by unit price than by practice than for other dental equipment.
How quickly can I get dental laser finance approved?
Most applications are approved within 24–48 hours. Lower-value diode laser purchases are often approved same day, while larger all-tissue laser purchases may take a little longer if the lender wants to review the practice's wider trading history. Dental practices are generally treated as a low-risk sector, which helps keep approval times short across the board.
Is finance different for a diode laser versus an all-tissue laser?
The finance structure is the same, hire purchase, finance lease or operating lease, across both, but the numbers differ because all-tissue lasers cost several times more than a diode unit. Rates are broadly similar, though very small deals for entry-level diode lasers sometimes carry a slightly higher rate to reflect the lender's fixed cost of arranging a small agreement.
Can I finance a used or refurbished dental laser?
Yes, though the used market for dental lasers is smaller than for equipment like chairs or autoclaves, since practices tend to run them for a long working life before replacing. Where used units are available from an authorised dealer, most specialist lenders will finance them, typically up to five years old, subject to service history and confirmation the unit still meets current safety standards.

Related equipment finance

More healthcare finance

See how lenders treat healthcare assets

Guides and resources

Ready to finance your dental laser?

Compare rates from 200+ lenders. No credit check.

Check Eligibility →
Check Eligibility, 2 min, no credit check