Spread the cost of frame heaters and adjustment tools from £300 to £4,000 with flexible finance options. HP, lease, or refinance
Yes, frame heaters are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £300 to £4,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£300 – £4k
Approval Speed
24–48 hours
Usually bundled with a wider fit-out
Rates From
4.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical frame heater price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £1,200: a 10% deposit of £120, then 48 monthly payments of £25 at 5.9% APR representative (fixed). Total amount payable £1,320, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Benchtop bead or air frame heater | £150 – £500 | Single-Station Frame Heater |
| Digital dual-mode frame heater (air and bead) | £400 – £900 | Dual-Mode Frame Heater |
| Multi-station frame-adjustment heater bank | £1,500 – £4,000 | Multi-Station Heater Bank |
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For UK limited companies with 3+ months’ trading and monthly revenue.
Equipment used wholly for the business qualifies for the Annual Investment Allowance (AIA), letting you deduct the qualifying cost of a frame heater from taxable profits in the year of purchase, up to the current AIA limit set by HMRC (check the current threshold with your accountant, as it can change). Hire purchase lets you claim capital allowances as you own the asset from day one. Finance lease and operating lease rentals are treated as a revenue expense and are usually fully deductible against profits, which is why many practices prefer leasing for equipment that needs replacing on a fixed cycle.
Frame heaters are bought by GOC-registered practices as one of the basic dispensing tools needed to fit and adjust frames comfortably, and on their own they're a low-cost item that most practices simply buy outright rather than finance. Finance becomes more relevant when a frame heater is bundled into a wider purchase, a new dispensing desk fit-out, an edging lab, or several heater stations across a multi-branch group standardising equipment at once, where spreading the combined cost makes more sense than for the heater alone. Replacement is usually driven by wear on heating elements from daily use rather than any change in specification, and there's very little used market for such a low-cost, high-turnover tool.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
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For UK limited companies with 3+ months’ trading and monthly revenue.
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Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.