Spread the cost of a laboratory analyser from £8,000 to £120,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, laboratory analysers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £8,000 to £120,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£8k – £120k
Approval Speed
24–48 hours
Larger platforms may take longer
Rates From
4.9% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical laboratory analyser price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £40,000: a 10% deposit of £4,000, then 48 monthly payments of £844 at 5.9% APR representative (fixed). Total amount payable £44,512, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Compact haematology analyser | £8,000 – £18,000 | Haematology Analyser |
| Clinical chemistry analyser | £20,000 – £50,000 | Chemistry Analyser |
| Combined chemistry/immunoassay analyser platform | £50,000 – £120,000 | Combined Analyser Platform |
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Check EligibilityEquipment used wholly for the business qualifies for the Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 AIA limit. Hire purchase lets you claim capital allowances as you own the asset from day one. Finance lease and operating lease rentals are treated as a revenue expense and are usually fully deductible against profits, which is why many practices prefer leasing for equipment that needs replacing on a fixed cycle.
Laboratory analysers are financed by private pathology laboratories, veterinary in-house labs and diagnostic centres bringing testing in-house rather than sending samples to a reference lab, with price scaling with test menu breadth and daily throughput capacity. Many manufacturers supply analysers on a reagent-rental model where the machine itself is placed at low or no upfront cost in exchange for a reagent purchase commitment, an alternative worth comparing against equipment finance, since it changes where the ongoing cost sits rather than removing it. Where a practice buys the analyser outright, equipment finance is the more straightforward route to spreading the capital cost.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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