Spread the cost of an MRI scanner from £120,000 to £450,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, mri scanners are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £120,000 to £450,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£120k – £450k
Approval Speed
24–48 hours
Larger deals take one to three weeks
Rates From
5.4% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical mri scanner price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £220,000: a 10% deposit of £22,000, then 48 monthly payments of £4,641 at 5.9% APR representative (fixed). Total amount payable £244,768, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Refurbished 1.5T MRI system | £120,000 – £250,000 | 1.5T MRI |
| New 1.5T MRI system | £250,000 – £350,000 | 1.5T MRI |
| New 3.0T MRI system | £350,000 – £450,000+ | 3.0T MRI |
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Check EligibilityEquipment used wholly for the business qualifies for the Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 AIA limit. Hire purchase lets you claim capital allowances as you own the asset from day one. Finance lease and operating lease rentals are treated as a revenue expense and are usually fully deductible against profits, which is why many practices prefer leasing for equipment that needs replacing on a fixed cycle.
MRI scanners are financed by private diagnostic imaging centres, hospital groups and, increasingly, multi-site radiology providers, and represent one of the largest single equipment purchases a healthcare business will make. Refurbished 1.5T systems are a well-established and significantly lower-cost route into MRI, since manufacturer-certified refurbishers strip, rebuild and requalify the magnet and gradient systems before resale, and most lenders treat refurbished MRI as a distinct, if familiar, asset class with its own residual value assumptions. Because an MRI installation involves a shielded room, cryogen venting and often structural reinforcement, the equipment and the room fit-out are usually planned and quoted together even where financed as separate agreements.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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