Lendus.

CT Scanner Finance

Spread the cost of a CT scanner from £80,000 to £400,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a ct scanner?

Yes, ct scanners are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £80,000 to £400,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£80k – £400k

Approval Speed

24–48 hours

Larger deals take one to three weeks

Rates From

5.4% APR

What would a ct scanner cost per month?

£180,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical ct scanner price. Indicative only, not a quote.

Compare ct scanner finance rates from 200+ lenders

Check Eligibility

Finance options

Hire Purchase (HP)

Rate
From 4.9% APR
Term
12–72 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Imaging centres wanting to own the scanner outright

Finance Lease

Rate
From 4.5% APR
Term
12–72 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate
From 5.2% APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Providers wanting the latest slice count without full ownership risk

Representative example

On a purchase price of £180,000: a 10% deposit of £18,000, then 48 monthly payments of £3,797 at 5.9% APR representative (fixed). Total amount payable £200,256, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Refurbished 16/32-slice CT system £80,000 – £150,000 16-32 Slice CT
New 64-slice CT system £150,000 – £280,000 64 Slice CT
New 128+ slice CT system £280,000 – £400,000+ 128+ Slice CT

Ready to compare ct scanner finance? 2 minutes, no credit check.

Check Eligibility

Tax benefits

Equipment used wholly for the business qualifies for the Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 AIA limit. Hire purchase lets you claim capital allowances as you own the asset from day one. Finance lease and operating lease rentals are treated as a revenue expense and are usually fully deductible against profits, which is why many practices prefer leasing for equipment that needs replacing on a fixed cycle.

Market context

CT scanners are bought by private diagnostic centres, larger multi-disciplinary clinics and hospital groups, with slice count driving both price and clinical capability, lower slice-count systems suit general diagnostic work while higher slice counts are needed for cardiac and more complex imaging. As with MRI, a well-developed refurbished market exists through manufacturer-certified refurbishers, giving providers a materially lower entry cost into CT imaging, and lenders generally treat refurbished CT as a distinct asset category reflecting its shorter remaining service life. Room shielding and installation are significant secondary costs on top of the scanner itself and are usually planned as part of the same project even when financed separately.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

Compare rates from 200+ lenders, takes 2 minutes.

Check Eligibility

Frequently asked questions

What slice count do I need, and does it affect the finance?
Slice count is a clinical decision for your radiologist, but it directly affects price, a 16-32 slice system costs considerably less than a 128+ slice system, so it's worth confirming the specification before applying so the finance is arranged for the right amount. Lenders will want to see the practice's recent trading history and a supplier quote for the specific equipment before confirming terms, which is standard for this kind of asset finance regardless of the equipment category.
Is refurbished CT a realistic option for a smaller provider?
Yes, it's a well-established route into CT imaging for providers who don't need the highest slice counts. Refurbished systems from certified refurbishers cost substantially less than new and are financed on broadly the same basis, typically over a shorter term reflecting the equipment's age. Lenders will usually ask for evidence of the refurbisher's certification and any warranty offered before approving, since this affects both the risk on the deal and the equipment's likely residual value over the finance term.
How long does CT scanner finance approval take?
Given the deal size, approval typically takes one to three weeks rather than the 24-48 hours common for smaller equipment, as the lender reviews trading history, projected utilisation, and in many cases requires additional security. Having a recent set of accounts, a supplier quote and the full equipment specification ready at the point of application tends to speed the decision up, since most of the time in any application goes on the lender confirming trading history and affordability.
Does finance include the shielded room?
Generally not as a single line item. The scanner is the financed asset; room shielding and structural work are usually quoted separately by the installer, though the two are typically planned as one project even if financed apart. Lenders will want to see the practice's recent trading history and a supplier quote for the specific equipment before confirming terms, which is standard for this kind of asset finance regardless of the equipment category.
What deposit should I expect?
Deposits are typically higher in cash terms than for smaller equipment given the overall deal size, though the percentage, commonly around 10-20% for hire purchase, is broadly in line with other imaging finance. This varies by lender and by whether the scanner is new or refurbished. Putting down more than the minimum deposit lowers the monthly repayment and can support a better headline rate, which is worth weighing against keeping cash in the business for working capital instead.

Related equipment finance

More healthcare finance

See how lenders treat healthcare assets

Guides and resources

Ready to finance your ct scanner?

Compare rates from 200+ lenders. No credit check.

Check Eligibility →
Check Eligibility, 2 min, no credit check