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Dental Furnace Finance

Spread the cost of a dental furnace from £3,000 to £15,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a dental furnace?

Yes, dental furnaces are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £15,000, and most deals are written over 12–48 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£3k – £15k

Approval Speed

24–48 hours

Same-day for smaller deals

Rates From

5.0% APR

What would a dental furnace cost per month?

£7,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical dental furnace price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 5.5% APR
Term
12–48 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Practices or labs wanting to own the furnace outright

Finance Lease

Rate
From 5.0% APR
Term
12–48 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate
From 6.0% APR
Term
24–36 months
Deposit
None required
Ownership
Return at end
Best for
Move to newer firing and sintering cycles as materials change. Off balance sheet.

Representative example

On a purchase price of £7,000: a 10% deposit of £700, then 48 monthly payments of £148 at 5.9% APR representative (fixed). Total amount payable £7,804, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Ivoclar Programat S2 £4,000 – £8,500 Sintering Furnace
VITA VACUMAT 6000 M £5,500 – £10,000 Ceramic Firing Furnace
Combination press and sinter furnace £8,000 – £15,000 Combination Press and Sinter Furnace (specification class)

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Tax benefits

Dental furnaces qualify for Annual Investment Allowance (AIA), letting you deduct the qualifying cost from taxable profits in the year of purchase, up to the current annual limit. HP purchases attract capital allowances, and lease payments are generally fully deductible against profits.

Market context

Dental furnaces, used for sintering zirconia frameworks or firing porcelain, are bought mainly by dental laboratories and by CQC-regulated dental practices running an in-house CAD/CAM system that produces its own crowns and bridges. A furnace is usually bought alongside a milling machine and scanner rather than on its own, and finance lets a laboratory or practice add or replace it without disrupting cash needed for materials and staff. Replacement is generally driven by newer materials needing different firing or sintering cycles, or by a lab moving to a faster furnace to keep pace with case volume, rather than the existing unit breaking down. A furnace is a lower-value item than a mill or scanner, so many practices finance it as part of a wider CAD/CAM equipment package.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can I finance a furnace as part of a wider CAD/CAM package?
Yes. Because a furnace is rarely bought in isolation, most lenders are happy to include it on the same agreement as a mill, scanner and design software, treating the whole digital workflow as one purchase. This is usually simpler than financing the furnace separately, and it means the whole system is covered by a single monthly payment rather than several running alongside each other.
What deposit do I need for a dental furnace?
For hire purchase, most lenders ask for a 10–20% deposit, though because furnaces are a lower-value item than a mill or scanner, some lenders will approve smaller deals with little or no deposit. Finance leases typically require no deposit at all. The deposit mainly affects the size of the monthly payment rather than whether the application is approved.
How quickly can I get dental furnace finance?
Most applications are approved within 24–48 hours, and because a furnace is a relatively low-value asset, smaller standalone applications are often approved same day. Where the furnace is bundled with a mill and scanner as part of a larger CAD/CAM package, the lender will review the whole list together, which can add a little time.
Can I finance a furnace for a dental laboratory rather than a practice?
Yes. Lenders that finance dental furnaces are used to lending to laboratories as well as practices, and will assess the lab on its order volume, client spread and trading history rather than a patient list. Terms and rates are broadly similar to those offered to practices, though a lab with a long-established client base can sometimes support a larger facility.
Can I finance a used or refurbished furnace?
Yes, most lenders will finance used furnaces, typically up to five years old, provided you can show service history. Furnaces are mechanically simple and long-lived compared with a mill or scanner, so used units from an authorised dealer are a reasonable way to add capacity or a backup unit without the cost of buying new.

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