Spread the cost of dental equipment from £3,000 to £200,000+ with flexible finance options. HP, lease, or refinance
Yes, dental equipments are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £200,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£3k – £200k
Approval Speed
24–48 hours
Preferential dental rates
Rates From
4.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical dental equipment price. Indicative only, not a quote.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £40,000: a 10% deposit of £4,000, then 48 monthly payments of £844 at 5.9% APR representative (fixed). Total amount payable £44,512, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| A-dec 500 Treatment Centre | £25,000 – £45,000 | Dental Chair Unit |
| Planmeca ProMax 3D | £60,000 – £100,000 | CBCT/OPG Scanner |
| CEREC Primescan AC | £40,000 – £65,000 | CAD/CAM System |
| W&H Implantmed | £5,000 – £10,000 | Implant Motor |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Dental equipment qualifies for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP allows capital allowances. Lease payments are fully deductible from profits.
Dental equipment, chairs, imaging systems and sterilisation kit, is bought mainly by dental practices, from a single dentist buying out or setting up a first surgery to a group expanding across several sites. Finance is the usual route because a full surgery fit-out is a large capital outlay for what is often a small business, and spreading the cost keeps cash available for staff while the surgery builds a patient list. Replacement tends to follow a shift to digital imaging or new scanning technology that patients and insurers increasingly expect, rather than the existing equipment failing. There is a modest used market, mainly for chairs and general equipment.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
See how lenders treat healthcare assets
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.