Lendus.

Dental Suction Unit Finance

Spread the cost of a dental suction unit from £3,000 to £12,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a dental suction unit?

Yes, dental suction units are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £12,000, and most deals are written over 12–48 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£3k – £12k

Approval Speed

24–48 hours

Same-day for urgent replacements

Rates From

5.0% APR

What would a dental suction unit cost per month?

£6,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical dental suction unit price. Indicative only, not a quote.

Compare dental suction unit finance rates from 200+ lenders

Check Eligibility

Finance options

Hire Purchase (HP)

Rate
From 5.5% APR
Term
12–48 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Practices wanting to own the suction system outright

Finance Lease

Rate
From 5.0% APR
Term
12–48 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate
From 6.0% APR
Term
24–36 months
Deposit
None required
Ownership
Return at end
Best for
Fund a shared multi-surgery system without a large upfront cost. Off balance sheet.

Representative example

On a purchase price of £6,000: a 10% deposit of £600, then 48 monthly payments of £127 at 5.9% APR representative (fixed). Total amount payable £6,696, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Dürr Dental VS 300 S £3,000 – £5,500 Single/Two-Surgery Suction Unit
Dürr Dental VSA 300 S £4,000 – £6,500 Combined Suction and Separation Unit
Multi-surgery wet suction system £7,000 – £12,000 Multi-Surgery Wet Suction System (specification class)

Ready to compare dental suction unit finance? 2 minutes, no credit check.

Check Eligibility

Tax benefits

Dental suction units qualify for Annual Investment Allowance (AIA), letting you deduct the qualifying cost from taxable profits in the year of purchase, up to the current annual limit. HP purchases attract capital allowances, and lease payments are generally fully deductible against profits.

Market context

Dental suction units are bought by every CQC-regulated dental practice, since central suction is essential infrastructure for any surgery rather than a discretionary upgrade, from a single-chair start-up practice to a multi-surgery site needing a shared central system. Finance is common when a suction unit is fitted as part of a wider refurbishment or new-build surgery, since it is usually installed alongside plumbing, cabling and the treatment chair itself. Replacement is generally driven by the existing motor reaching the end of its working life or by a practice adding surgeries and outgrowing a single-workstation unit, rather than new technology becoming available. There is a limited used market, since suction units are typically installed and run until they fail rather than upgraded early.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

Compare rates from 200+ lenders, takes 2 minutes.

Check Eligibility

Frequently asked questions

Can I finance a suction unit as part of a surgery fit-out?
Yes. Most lenders will finance the suction unit alongside the chair, compressor and cabinetry as part of a single surgery fit-out agreement, since these items are usually installed together during a build or refurbishment. This is more common than financing the suction unit on its own, and it means the whole installation is covered by one monthly payment rather than several agreements running in parallel.
What deposit do I need for a dental suction unit?
For hire purchase, most lenders ask for a 10–20% deposit. Finance leases typically require no deposit. Because a suction unit is often financed as part of a larger fit-out rather than as a standalone item, the deposit is usually calculated against the whole equipment package rather than the suction unit in isolation.
Can I get emergency finance if my suction unit fails?
Most lenders can move quickly on a straightforward replacement, since a failed central suction system stops a practice from treating patients until it's fixed. Where speed matters more than getting the very best rate, ask your broker to flag the application as urgent, most specialist dental lenders are used to this scenario and can turn around approval within a day where the paperwork is straightforward.
Is finance different for a multi-surgery suction system?
The finance structure is the same, hire purchase, finance lease or operating lease, but a multi-surgery system serving several chairs from one central unit costs considerably more than a single-workstation unit, so lenders will look more closely at the practice's size and trading history. Terms and rates are broadly comparable to a single-unit purchase, scaled to the larger loan amount.
How quickly can I get dental suction unit finance approved?
Most applications are approved within 24–48 hours, and straightforward single-unit replacements are often approved same day given how routine this equipment is for dental lenders. Where the suction unit is part of a wider fit-out with multiple equipment items, underwriting reviews the full list together, which can add a little time to the process.

Related equipment finance

More healthcare finance

See how lenders treat healthcare assets

Guides and resources

Ready to finance your dental suction unit?

Compare rates from 200+ lenders. No credit check.

Check Eligibility →
Check Eligibility, 2 min, no credit check