Spread the cost of a dental chair and treatment centre from £7,000 to £45,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, dental chairs are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £7,000 to £45,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£7k – £45k
Approval Speed
24–48 hours
Preferential dental rates
Rates From
4.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical dental chair price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £18,000: a 10% deposit of £1,800, then 48 monthly payments of £380 at 5.9% APR representative (fixed). Total amount payable £20,040, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| A-dec 300 Treatment Centre | £15,000 – £28,000 | Dental Chair Unit |
| Belmont Voyager III | £10,000 – £15,000 | Dental Chair Unit |
| Planmeca Compact i5 | £20,000 – £32,000 | Dental Chair Unit |
| Entry-level single-operator chair | £7,000 – £13,000 | Dental Chair Unit |
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Check EligibilityEquipment used wholly for the business qualifies for the Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 AIA limit. Hire purchase lets you claim capital allowances as you own the asset from day one. Finance lease and operating lease rentals are treated as a revenue expense and are usually fully deductible against profits, which is why many practices prefer leasing for equipment that needs replacing on a fixed cycle.
The typical buyer is a private or NHS-mixed dental practice replacing a chair that has reached the end of its serviceable life, usually 10 to 15 years, or fitting out a new surgery. Because a chair is the centre of every appointment, most practices finance rather than pay cash so the purchase doesn't interrupt working capital, and many bundle the chair with the light, delivery unit and cuspidor into one agreement. A working refurbished or ex-demo market exists through specialist dental equipment dealers, and is commonly used by newly qualified associates and squat practices setting up on a tighter budget.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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