Spread the cost of a slit lamp from £3,000 to £18,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, slit lamps are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £18,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£3k – £18k
Approval Speed
24–48 hours
Often same-day for standalone units
Rates From
4.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical slit lamp price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £8,000: a 10% deposit of £800, then 48 monthly payments of £169 at 5.9% APR representative (fixed). Total amount payable £8,912, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Haag-Streit BQ 900 | £9,000 – £16,000 | Reference Slit Lamp Biomicroscope |
| Topcon SL-D2 / SL-D701 | £7,000 – £14,000 | Digital Imaging Slit Lamp |
| Standard halogen/LED slit lamp | £3,000 – £6,000 | Standard Slit Lamp |
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Check EligibilityEquipment used wholly for the business qualifies for the Annual Investment Allowance (AIA), letting you deduct the qualifying cost of a slit lamp from taxable profits in the year of purchase, up to the current AIA limit set by HMRC (check the current threshold with your accountant, as it can change). Hire purchase lets you claim capital allowances as you own the asset from day one. Finance lease and operating lease rentals are treated as a revenue expense and are usually fully deductible against profits, which is why many practices prefer leasing for equipment that needs replacing on a fixed cycle.
A slit lamp is bought by GOC-registered optical practices as a core part of every test room, from a first instrument for a newly qualified optometrist setting up independently to a digital imaging upgrade for an established multi-site practice. Finance is common for the digital imaging versions in particular, since the step up from a standard slit lamp to a digital model with image capture and storage represents a meaningful jump in price. Replacement is usually driven by a move to digital imaging and record-keeping rather than the optical mechanism wearing out, and there's a steady used market for standard slit lamps given how durable the core instrument is.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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