Spread the cost of a surgical laser system from £15,000 to £120,000 with flexible finance options. HP, lease, or refinance
Yes, surgical lasers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £15,000 to £120,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£15k – £120k
Approval Speed
24–48 hours
Specialist systems may take longer
Rates From
4.9% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical surgical laser price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £45,000: a 10% deposit of £4,500, then 48 monthly payments of £949 at 5.9% APR representative (fixed). Total amount payable £50,052, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Diode surgical laser system | £15,000 – £30,000 | Diode Laser |
| CO2 surgical laser system | £30,000 – £60,000 | CO2 Laser |
| Holmium/thulium laser for urology or ENT procedures | £60,000 – £120,000 | Specialist Surgical Laser |
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For UK limited companies with 3+ months’ trading and monthly revenue.
Equipment used wholly for the business qualifies for the Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 AIA limit. Hire purchase lets you claim capital allowances as you own the asset from day one. Finance lease and operating lease rentals are treated as a revenue expense and are usually fully deductible against profits, which is why many practices prefer leasing for equipment that needs replacing on a fixed cycle.
Surgical lasers used for clinical procedures, ENT, urology, general surgery and gynaecology, are financed by private hospitals, day-surgery units and specialist clinics, with price driven largely by the laser type and power required for the procedure mix. This is a distinct category from aesthetic and cosmetic laser platforms, which sit under different regulatory expectations; a clinical surgical laser is used as part of a diagnosed medical procedure carried out by a registered clinician, and buyers should discuss the specific procedural use with their equipment supplier rather than relying on general finance guidance for regulatory questions.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
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For UK limited companies with 3+ months’ trading and monthly revenue.
See how lenders treat healthcare assets
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.