Spread the cost of veterinary equipment from £3,000 to £200,000+ with flexible finance options. HP, lease, or refinance
Yes, veterinary equipments are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £200,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£3k – £200k
Approval Speed
24–48 hours
Preferential vet rates
Rates From
4.8% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical veterinary equipment price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £35,000: a 10% deposit of £3,500, then 48 monthly payments of £738 at 5.9% APR representative (fixed). Total amount payable £38,924, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Eickemeyer DR X-Ray System | £25,000 – £45,000 | Digital X-Ray |
| GE Logiq e Vet | £15,000 – £30,000 | Ultrasound Scanner |
| Midmark Matrx VME2 Table | £4,000 – £8,000 | Operating Table |
| Idexx Catalyst One | £8,000 – £15,000 | In-House Analyser |
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For UK limited companies with 3+ months’ trading and monthly revenue.
Veterinary equipment qualifies for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP allows capital allowances. Lease payments are fully deductible.
Veterinary equipment, imaging, diagnostic, surgical and dental kit, is bought by veterinary practices, from a single-vet small animal practice to a larger group or equine and farm animal practice needing more specialist kit. Finance is widely used because a full range of diagnostic and surgical equipment is a significant outlay for what is often a relatively small business, and spreading the cost keeps cash available for staff while the practice builds its client base. Replacement is generally driven by advances in imaging and diagnostic accuracy, and by client and referral expectations, rather than the equipment failing. The used market is limited and specialist.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
See how lenders treat healthcare assets
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.