Spread the cost of clinical sterilisation equipment from £3,000 to £40,000 with flexible finance options. HP, lease, or refinance
Yes, sterilisers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £40,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£3k – £40k
Approval Speed
24–48 hours
Often same-day for standalone units
Rates From
4.9% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical steriliser price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £12,000: a 10% deposit of £1,200, then 48 monthly payments of £253 at 5.9% APR representative (fixed). Total amount payable £13,344, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Benchtop Class B steriliser | £3,500 – £8,000 | Benchtop Steriliser |
| Large-capacity clinical steriliser | £10,000 – £22,000 | Clinical Steriliser |
| Full decontamination suite (washer-disinfector, steriliser, sealer) | £25,000 – £40,000 | Decontamination Suite |
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For UK limited companies with 3+ months’ trading and monthly revenue.
Equipment used wholly for the business qualifies for the Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 AIA limit. Hire purchase lets you claim capital allowances as you own the asset from day one. Finance lease and operating lease rentals are treated as a revenue expense and are usually fully deductible against profits, which is why many practices prefer leasing for equipment that needs replacing on a fixed cycle.
Sterilisation equipment is bought across GP practices, minor surgery clinics, podiatry, aesthetic and veterinary settings, sized to the volume and type of reusable instruments each practice processes. A single-surgery practice typically needs a benchtop unit, while a day-surgery centre or multi-treatment-room clinic may need a larger capacity steriliser or a full decontamination suite including a washer-disinfector and sealing equipment. Because sterilisers are validated and serviced on a regular schedule, replacement is often planned around a failed validation test or a manufacturer's end-of-support date rather than a fixed calendar cycle.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
See how lenders treat healthcare assets
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.