Spread the cost of a consultation room fit out from £5,000 to £40,000+ with flexible finance options: HP, lease or refinance.
Yes, consultation room fit outs are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £5,000 to £40,000, and most deals are written over 24–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£5k – £40k
Approval Speed
24–48 hours
Same-day for < £15k
Rates From
5.0% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical consultation room fit out price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £15,000: a 10% deposit of £1,500, then 48 monthly payments of £316 at 5.9% APR representative (fixed). Total amount payable £16,668, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Basic Consultation Room Fit-Out (partition, desk, couch) | £5,000 – £12,000 | Basic Consultation Room |
| Clinical Services Room (blood pressure, vaccination-ready) | £12,000 – £25,000 | Clinical Services Consultation Room |
| Full Private Consultation Suite (multi-room) | £25,000 – £40,000+ | Multi-Room Consultation Suite |
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For UK limited companies with 3+ months’ trading and monthly revenue.
Consultation room fit-outs qualify for the Annual Investment Allowance, so a purchase or HP agreement can usually be deducted against taxable profit in the year of purchase, and lease payments are deductible in full as they are paid. Building work that alters the fabric of a leased premises may need landlord consent, which is a separate matter from the finance agreement itself.
Consultation room fit-outs are bought by community pharmacies adding or upgrading a private space for services such as medicine use reviews, vaccinations and other clinical services commissioned alongside core dispensing. A pharmacy finances a fit-out because a private, compliant consultation space is generally needed before certain commissioned services can be delivered at all, so the room build is often the first step in adding a new income stream rather than an optional extra. A pharmacy's ability to fund and repay a fit-out is closely tied to its wider NHS contract and commissioning position, since consultation-room services are usually paid for under NHS or local authority commissioning arrangements rather than private income, and a lender will typically want to understand that funding picture alongside the pharmacy's trading accounts. Fit-out work is bespoke to each pharmacy's premises, so there is no meaningful used market for this category.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.