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CBCT Scanner Finance

Spread the cost of a dental CBCT scanner from £35,000 to £120,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a cbct scanner?

Yes, cbct scanners are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £35,000 to £120,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£35k – £120k

Approval Speed

24–48 hours

Preferential dental rates

Rates From

4.5% APR

What would a cbct scanner cost per month?

£65,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical cbct scanner price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 4.9% APR
Term
12–72 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Practices wanting to own the scanner outright

Finance Lease

Rate
From 4.5% APR
Term
12–72 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate
From 5.5% APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Upgrade to newer imaging technology as it develops. Off balance sheet.

Representative example

On a purchase price of £65,000: a 10% deposit of £6,500, then 48 monthly payments of £1,371 at 5.9% APR representative (fixed). Total amount payable £72,308, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Planmeca ProMax 3D Classic £55,000 – £90,000 CBCT Scanner
Carestream Dental CS 8100 3D £40,000 – £65,000 Compact CBCT Scanner
Wide-field CBCT unit £70,000 – £120,000 Wide-Field CBCT Scanner (specification class)

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Tax benefits

CBCT scanners qualify for Annual Investment Allowance (AIA), letting you deduct the qualifying cost from taxable profits in the year of purchase, up to the current annual limit. HP purchases attract capital allowances, and lease payments are generally fully deductible against profits.

Market context

CBCT scanners are bought mainly by CQC-regulated dental practices moving into implant planning, endodontics, oral surgery and orthodontics, from a single-surgery practice adding in-house 3D imaging for the first time to a multi-site group standardising imaging across its sites. Because the equipment involves ionising radiation, any practice installing a CBCT unit needs oversight from a Radiation Protection Adviser as part of its wider compliance setup, usually arranged through the equipment supplier or an independent RPA. Finance is the common route because a scanner is a large single purchase, and lenders often look beyond the resale value of the unit itself, taking the practice's goodwill and established patient list into account when assessing how much a growing or established site can borrow. Replacement is usually driven by a move from 2D to 3D imaging or by wanting a wider field of view or lower dose technology, rather than the existing unit failing. There is a modest used market for CBCT units, mainly through specialist dental equipment resellers.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can I bundle CBCT scanner finance with implant planning software?
Yes. Most lenders will finance the CBCT unit, workstation, and any implant planning or reporting software licences on a single agreement rather than treating them as separate purchases. This is the usual approach when a practice is adding 3D imaging for the first time, since the software and training that go with a scanner are as much a part of getting it working as the hardware itself. Bundling also keeps the paperwork to one agreement and one monthly payment instead of several running in parallel.
What deposit do I need for a CBCT scanner?
For hire purchase, most lenders ask for a 10–20% deposit, with the exact figure depending on the practice's trading history and the model chosen. Finance leases and operating leases are usually available with no deposit at all, which keeps more cash free for the wider costs of adding CBCT imaging, such as room preparation and staff training. A larger deposit will reduce the monthly payment but is rarely required to get an application approved.
How quickly can a dental practice get CBCT scanner finance approved?
Most applications are approved within 24–48 hours. Dental practices are generally treated as a low-risk sector by asset finance lenders, and CBCT scanners from well-established manufacturers are recognised assets, which helps applications move quickly. For larger or multi-site practices, or where the scanner is part of a wider refurbishment, underwriting can take a little longer while the lender reviews the full picture, but a straightforward single-unit purchase is rarely held up for long.
Do I need a Radiation Protection Adviser in place before finance is approved?
Lenders finance the equipment itself and don't usually require proof of Radiation Protection Adviser arrangements before releasing funds, but you will need an RPA in place, along with the rest of your ionising radiation compliance setup, before the scanner goes into clinical use. Many CBCT suppliers can point you towards an RPA as part of installation, and it's worth arranging this in parallel with your finance application so the scanner isn't sitting idle once installed.
Can I finance a used or refurbished CBCT scanner?
Yes, most lenders will finance used or refurbished CBCT units, typically up to five years old, sourced from an authorised dealer or the original manufacturer's refurbishment programme. This can be a lower-cost way into 3D imaging for a practice that isn't ready for a new unit's price tag. Rates on used equipment are usually slightly higher than for new, and the lender will want to see service history and a warranty from the refurbisher.

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