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Boom Lift Finance

Boom lifts cost from around £45,000 for a compact articulating model to £220,000 for a large telescopic unit, financed mainly by construction and utilities businesses needing outdoor reach.

Can you finance a boom lift?

Yes, boom lifts are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £45,000 to £220,000, and most deals are written over 12-84 months with a deposit of around 10-20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£45k – £220k

Approval Speed

24–48 hours

Same-day for straightforward deals

Rates From

4.5% - 8.4% per annum

What would a boom lift cost per month?

£110,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical boom lift price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
4.9% - 7.9% per annum
Term
12-84 months
Deposit
10-20%
Ownership
Yours at the end
Best for
Businesses that want to keep a boom lift available for outdoor reach and access work

Finance Lease

Rate
4.5% - 7.4% per annum
Term
12-84 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Businesses that want the flexibility to match reach and outreach to different projects; payments are usually deductible as an operating expense

Operating Lease

Rate
5.4% - 8.4% per annum
Term
24-60 months
Deposit
None required
Ownership
Return at end
Best for
Businesses that want to keep the boom lift off balance sheet and upgrade regularly

Representative example

On a purchase price of £110,000: a 10% deposit of £11,000, then 48 monthly payments of £2,320 at 5.9% APR representative (fixed). Total amount payable £122,360, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Genie Z-34/22 £55,000 - £80,000 Articulating Boom Lift
JLG 450AJ £75,000 - £110,000 Compact Diesel Articulating Boom
Niftylift HR28H £85,000 - £120,000 Hybrid Boom Lift
Genie S-65 £150,000 - £220,000 Telescopic Boom Lift

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Tax benefits

A boom lift is treated as plant and machinery for tax purposes, so it qualifies for the Annual Investment Allowance (AIA), letting a business deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 annual limit. Companies buying new, unused equipment may also qualify for full expensing, a 100% first-year deduction against Corporation Tax. These allowances apply where you own the asset, so they are available under a Hire Purchase agreement. Under a Finance Lease or Operating Lease you do not own the boom lift outright, so allowances are not claimed directly; instead the payments are generally deducted as a business expense against profits. Always confirm treatment with your accountant before committing to a structure.

Market context

Boom lifts are bought by construction, utilities and maintenance businesses that need to reach over obstacles or work at significant outdoor height, where a scissor lift's straight-up-only movement is not enough. Articulating booms suit sites with obstructions, while telescopic booms suit maximum straight-line reach on open sites such as warehouse construction or steelwork. Businesses financing a boom lift typically have consistent height-access work across multiple projects, while occasional users tend to hire. Replacement is driven by hydraulic system and turntable wear, and the used market is active, supported by LOLER inspection records that give clear evidence of condition.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can I finance a used boom lift?
Yes. Lenders will want to see LOLER thorough examination and service records, which are the standard way to verify a boom lift's condition regardless of age. Hydraulic system and turntable wear are the main areas an inspection will focus on, and a well-documented history generally secures better terms than one without. Whatever the age of the boom lift, a clear paper trail showing how it has been maintained and used will always work in your favour when negotiating price and terms.
What term suits a boom lift's working life?
5 to 6 years is typical, reflecting hydraulic and structural wear under regular outdoor use at height. Businesses running booms across multiple sites with heavy utilisation often choose the shorter end of that range. Getting the term broadly right for a boom lift matters more than chasing the lowest possible monthly payment, since a mismatch either strains cashflow early on or leaves you paying for a machine that has already become expensive to keep running.
Is a boom lift eligible for Annual Investment Allowance?
Yes, a boom lift qualifies as plant and machinery, so AIA applies up to the current annual limit under Hire Purchase, letting a business deduct the full cost from profits in the year of purchase. Leased booms don't attract AIA, but payments are usually deductible as a business expense instead. It is worth confirming the treatment with your accountant at the point of purchase, since claiming the allowance in the year you buy the boom lift rather than spreading relief over several years can make a real difference to that year's tax bill.
What happens at the end of the agreement?
HP gives full ownership once paid off. Finance Lease usually offers a balloon payment, continued rental, or return. Operating Lease is return-only, which suits businesses that prefer to trade into newer hybrid or electric boom lifts as the technology develops. Which option suits best usually comes down to whether you expect to keep using this exact boom lift for years to come, or whether you are likely to want a newer or different-specification machine within a few years.
Do I need a deposit?
Hire Purchase typically asks for 10-20% down. Finance Lease and Operating Lease usually require none. Given the value of a large telescopic boom, some businesses put down a higher deposit specifically to bring the monthly cost in line with a smaller articulating model. If cash is tight when the boom lift is needed, ask the lender whether the deposit can be reduced in exchange for a marginally higher rate; this is often negotiable, particularly for an established trading business.

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