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Cement Silo Finance

Spread the cost of a mobile or static cement silo from £25,000 to £150,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a cement silo?

Yes, cement silos are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £25,000 to £150,000, and most deals are written over 24-60 months with a deposit of around 10-20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£25k – £150k

Approval Speed

24–48 hours

Same-day for standard mobile silos under £75k

Rates From

5.6% APR

What would a cement silo cost per month?

£60,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical cement silo price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.1% APR
Term
24-60 months
Deposit
10-20%
Ownership
Yours at the end
Best for
Businesses wanting to own the silo outright

Finance Lease

Rate
From 5.6% APR
Term
24-60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax efficient; claim payments against profit

Operating Lease

Rate
From 6.3% APR
Term
24-48 months
Deposit
None required
Ownership
Return at end
Best for
Contractors moving silos frequently between sites

Representative example

On a purchase price of £60,000: a 10% deposit of £6,000, then 48 monthly payments of £1,266 at 5.9% APR representative (fixed). Total amount payable £66,768, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Utranazz Low-Level Mobile Cement Silo From around £35,000 Low-Level Mobile Silo
OB Plant Horizontal Silo, 40-70 Tonne £40,000 - £90,000 (specification class, price not independently verified) Horizontal Towable Silo
Static Vertical Cement Silo, Site-Fixed £30,000 - £70,000 (specification class, price not independently verified) Static Vertical Silo
Total Batching Solutions Road-Mobile Silo with Generator £70,000 - £130,000 (specification class, price not independently verified) Road-Mobile Silo with Integrated Generator

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Tax benefits

A cement silo of the type covered on this page, whether a towable low-level silo or a static vertical silo used on a construction site, is a different asset to the fixed agricultural grain silos covered elsewhere on this site. It is built to be transported by road, towed, or lifted between sites rather than fixed permanently to one piece of land, and is generally treated as moveable plant and machinery for capital allowances purposes on that basis. HP agreements let you claim capital allowances directly; lease payments are typically deducted as a running cost.

Market context

Cement silos of this type are typically bought by screeding, plastering and ready-mix concrete contractors, and by groundworks firms needing bulk cement or dry mortar storage on site rather than relying on repeated bagged deliveries. Demand tracks housebuilding and commercial concrete and screed volumes fairly closely. Because these silos are mechanically simple, essentially a storage vessel with a discharge and sometimes a mixing or conveying system, they hold value well and have an active used market, in contrast to a fixed agricultural grain silo that forms part of a permanent farm building.

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Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Is a cement silo the same type of asset as a grain silo?
No, despite sharing the name silo, they are generally different assets for finance purposes. The cement silos covered on this page are designed to be towed or craned between construction sites, which makes them straightforward moveable plant. A grain silo, particularly one built into a permanent farm grain store, is more often fixed to the land and can fall into the structure category described on this site's agriculture buildings pages, which is financed differently. If you are unsure which category your silo falls into, check whether it is designed to be relocated between sites or fixed permanently to one location.
What is the difference between a mobile and a static cement silo?
A mobile or road-mobile silo is built on a chassis with wheels, designed to be towed by road between sites and set up relatively quickly, sometimes with an integrated generator so it does not need a separate power connection. A static silo is designed to remain in one position for longer, often on a larger or longer-duration site, and may need a crane to move between locations rather than being towable. Contractors working across multiple shorter sites generally favour mobile silos, while those on a single large or long-running project may choose a static unit.
How much cement or dry mortar can a typical silo hold?
Capacity varies considerably by model, with low-level and mobile silos generally holding smaller volumes suited to frequent site moves, and larger horizontal or static silos offering capacities in the region of 40 to 70 tonnes or more for continuous higher-volume use. Your supplier will help size a silo against your typical daily or weekly material usage and delivery frequency. If your usage varies significantly between projects, for example moving between small domestic jobs and larger commercial pours, it may be worth financing a mid-range capacity silo that covers most of your work rather than the largest model available.
Can I finance a used cement silo?
Yes, there is an active used market for cement silos given how mechanically simple and durable they generally are, and most lenders finance used silos in a similar way to new equipment, though rates are typically a little higher and an independent condition check may be requested for older units. Because the internal components that see the most wear, such as the discharge and any conveying screw, are relatively easy to inspect, a used silo is generally more straightforward to value with confidence than more mechanically complex secondhand plant.
How quickly can I get cement silo finance?
Most applications are approved within 24 to 48 hours once a supplier quote is available, and given the relatively straightforward nature of this equipment, same-day approval is common for standard mobile silos under £75,000. Larger road-mobile silos with an integrated generator or batching equipment may take slightly longer while the lender reviews the full specification. Where a silo is being bought as part of a wider batching or mixing plant setup involving several pieces of equipment from different suppliers, it is worth submitting all the quotes together so the lender can review the complete project in one pass.

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