Lendus.

Crusher Finance

Mobile crushers cost from around £200,000 for a wheeled crushing plant to £480,000 for a large impact crusher, and financing is standard practice across the sector.

Can you finance a crusher?

Yes, crushers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £150,000 to £600,000, and most deals are written over 12-84 months with a deposit of around 10-20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£150k – £600k

Approval Speed

24–48 hours

Same-day for straightforward deals

Rates From

5.4% - 9.9% per annum

What would a crusher cost per month?

£320,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical crusher price. Indicative only, not a quote.

Compare crusher finance rates from 200+ lenders

Check Eligibility

Finance options

Hire Purchase (HP)

Rate
5.9% - 9.9% per annum
Term
12-84 months
Deposit
10-20%
Ownership
Yours at the end
Best for
Businesses that want to keep a crusher continuously working through a demolition or quarry contract

Finance Lease

Rate
5.4% - 8.9% per annum
Term
12-84 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Businesses that want lower upfront cost while a recycling or crushing contract book grows; payments are usually deductible as an operating expense

Operating Lease

Rate
6.4% - 9.9% per annum
Term
24-60 months
Deposit
None required
Ownership
Return at end
Best for
Businesses that want to keep the crusher off balance sheet and upgrade regularly

Representative example

On a purchase price of £320,000: a 10% deposit of £32,000, then 48 monthly payments of £6,750 at 5.9% APR representative (fixed). Total amount payable £356,000, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Powerscreen Premiertrak 450 £250,000 - £380,000 Mobile Jaw Crusher
Powerscreen Trakpactor 480SR £320,000 - £480,000 Mobile Impact Crusher
Powerscreen Gladiator £200,000 - £320,000 Wheeled Crushing and Screening Plant
McCloskey J45 £220,000 - £340,000 Mobile Jaw Crusher

Ready to compare crusher finance? 2 minutes, no credit check.

Check Eligibility

Tax benefits

A crusher is treated as plant and machinery for tax purposes, so it qualifies for the Annual Investment Allowance (AIA), letting a business deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 annual limit. Companies buying new, unused equipment may also qualify for full expensing, a 100% first-year deduction against Corporation Tax. These allowances apply where you own the asset, so they are available under a Hire Purchase agreement. Under a Finance Lease or Operating Lease you do not own the crusher outright, so allowances are not claimed directly; instead the payments are generally deducted as a business expense against profits. Always confirm treatment with your accountant before committing to a structure.

Market context

Mobile crushers are bought by demolition contractors, quarry operators and construction and demolition waste recyclers who process material in high enough volume to justify the investment, since a crusher's value comes from turning waste concrete, rock or rubble into saleable aggregate. Financing is close to standard in this sector given the cost involved, with repayments typically covered by the margin on processed aggregate sales. Replacement is driven by wear to the crushing chamber, jaw plates or blow bars, and the used market is strong because these wearing parts are simple to replace, meaning an older crusher chassis can remain productive for many years.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

Compare rates from 200+ lenders, takes 2 minutes.

Check Eligibility

Frequently asked questions

Can I finance a used crusher?
Yes. Lenders will check the condition of the crushing chamber and wearing parts such as jaw plates or blow bars, though these are routinely replaced anyway as part of normal operation, so their current state matters less than the chassis and drive system's overall condition. A clean service history helps secure better terms. Whatever the age of the crusher, a clear paper trail showing how it has been maintained and used will always work in your favour when negotiating price and terms.
What term suits a crusher's working life?
5 to 7 years is common, reflecting how long the chassis and drive train stay reliable under sustained crushing loads. Businesses running a crusher as a core revenue asset, such as a dedicated demolition recycler, often choose the longer end of that range. Getting the term broadly right for a crusher matters more than chasing the lowest possible monthly payment, since a mismatch either strains cashflow early on or leaves you paying for a machine that has already become expensive to keep running.
Is a crusher eligible for Annual Investment Allowance?
Yes, a crusher qualifies as plant and machinery, so it's eligible for AIA up to the current annual limit under Hire Purchase, which matters given the scale of a typical crusher purchase. Leased crushers don't attract AIA, but the rental is usually deductible as a business expense instead. It is worth confirming the treatment with your accountant at the point of purchase, since claiming the allowance in the year you buy the crusher rather than spreading relief over several years can make a real difference to that year's tax bill.
What happens at the end of the agreement?
HP transfers full ownership once the agreement is settled. A Finance Lease usually allows a balloon payment, continued rental, or return. Operating Lease is return-only, which some recyclers prefer so the funder manages resale rather than the contractor arranging it themselves. Which option suits best usually comes down to whether you expect to keep using this exact crusher for years to come, or whether you are likely to want a newer or different-specification machine within a few years.
Do I need a deposit?
Hire Purchase deposits of 10-20% are standard, representing a substantial figure given crusher values. Finance Lease and Operating Lease generally require no deposit, which is why many demolition and recycling businesses lean towards leasing to preserve working capital. If cash is tight when the crusher is needed, ask the lender whether the deposit can be reduced in exchange for a marginally higher rate; this is often negotiable, particularly for an established trading business.

Related equipment finance

More construction & plant finance

See how lenders treat construction & plant assets

Guides and resources

Ready to finance your crusher?

Compare rates from 200+ lenders. No credit check.

Check Eligibility →
Check Eligibility, 2 min, no credit check