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Diamond Drilling Rig Finance

Spread the cost of diamond drilling and cutting equipment from £3,000 to £60,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a diamond drilling rig?

Yes, diamond drilling rigs are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £60,000, and most deals are written over 12-60 months with a deposit of around 10-20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£3k – £60k

Approval Speed

24–48 hours

Same-day for < £20k

Rates From

5.7% APR

What would a diamond drilling rig cost per month?

£18,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical diamond drilling rig price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.2% APR
Term
12-60 months
Deposit
10-20%
Ownership
Yours at the end
Best for
Businesses wanting to own the equipment outright

Finance Lease

Rate
From 5.7% APR
Term
12-60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax efficient; claim payments against profit

Operating Lease

Rate
From 6.4% APR
Term
24-48 months
Deposit
None required
Ownership
Return at end
Best for
Contractors wanting to upgrade to newer equipment regularly

Representative example

On a purchase price of £18,000: a 10% deposit of £1,800, then 48 monthly payments of £380 at 5.9% APR representative (fixed). Total amount payable £20,040, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Handheld Diamond Core Drilling Rig £3,000 - £10,000 (specification class, price not independently verified) Handheld Core Drilling Rig
Rig-Mounted Wall and Floor Drilling System £8,000 - £25,000 (specification class, price not independently verified) Rig-Mounted Drilling System
Wire Saw Diamond Cutting System £20,000 - £45,000 (specification class, price not independently verified) Wire Saw Cutting System
Multi-Function Diamond Drilling and Cutting Package £30,000 - £60,000 (specification class, price not independently verified) Combined Drilling and Cutting Package

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Tax benefits

Diamond drilling and cutting equipment is standard plant and machinery and qualifies for capital allowances in the ordinary way. Unlike the higher-value, small-market equipment covered elsewhere in this category, such as tunnelling or piling rigs, diamond drilling equipment is used across a much wider range of smaller contracting businesses, which generally makes the tax and finance position more straightforward and closer to mainstream construction equipment. HP agreements let you claim capital allowances directly; lease payments are deducted as a running cost.

Market context

Diamond drilling rigs are bought by concrete cutting, coring and demolition-preparation specialists, and by groundworks and utilities contractors needing precise, controlled openings for pipework, cabling or structural alterations without the vibration and disruption of conventional breaking equipment. Because diamond drilling equipment is used across many smaller contracting businesses rather than concentrated among a handful of specialist firms, it has a considerably more liquid used market than the tunnelling and piling machines covered elsewhere on this site, and lenders generally assess it more like mainstream construction plant, weighing the equipment's own resale value rather than leaning heavily on the underlying contract.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

What is the difference between core drilling and wire saw cutting?
Core drilling uses a rotating diamond-tipped barrel to cut a circular hole through concrete, masonry or stone, typically used for pipe or cable openings and structural investigation. Wire saw cutting uses a diamond-embedded wire loop to cut through much larger or thicker sections, including reinforced concrete, and is generally used for larger structural openings or full-depth cuts that a core drill cannot achieve. Many specialist contractors run both types of equipment to cover the full range of jobs they take on.
Can I finance both handheld and rig-mounted diamond drilling equipment on one agreement?
Yes, if you are ordering a mixed package, for example a handheld unit alongside a rig-mounted system, suppliers will typically quote these together and lenders are generally happy to finance the combined order as a single agreement, provided the full specification is included in the quote. This is often more convenient than running separate agreements with different start and end dates, particularly if you plan to service or replace the equipment as a set rather than piece by piece over time.
Is used diamond drilling equipment available to finance?
Yes, there is a reasonably active used market for diamond drilling and cutting equipment given how widely it is used across smaller contracting businesses. Most lenders finance used equipment in a similar way to new, though rates are typically a little higher and an independent condition check may be requested for older or heavily used machines. Because so many smaller contractors use this equipment, listings are generally easier to find and compare than for the more specialist, low-volume machines covered elsewhere in this category, which supports a more confident valuation at the point of finance.
Does diamond drilling equipment need specific certification to operate?
Operators of diamond drilling and cutting equipment are generally expected to hold relevant training such as CSCS or equivalent competency cards depending on the site and client requirements, though this is a training and site-access matter rather than a finance requirement, and should be confirmed with the relevant industry body rather than assumed from this guide. Some clients and principal contractors will also ask to see evidence of specific training on dust suppression and wet cutting methods before allowing work to start on their site, so it is worth checking client requirements alongside general industry competency standards.
How quickly can I get diamond drilling rig finance?
Most applications are approved within 24 to 48 hours once a supplier quote is available, and smaller handheld or single-rig purchases under £20,000 often see same-day approval given the relatively liquid used market and lower value involved compared with other equipment in this category. Multi-item orders combining several drilling and cutting tools tend to follow the same timescale as a single-item purchase, provided the full list and total value are set out clearly on the supplier's quote from the outset.

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