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Concrete Floor Grinder Finance

Spread the cost of a concrete floor grinder from £8,000 to £90,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a concrete floor grinder?

Yes, concrete floor grinders are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £8,000 to £90,000, and most deals are written over 12-60 months with a deposit of around 10-20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£8k – £90k

Approval Speed

24–48 hours

Same-day for < £20k

Rates From

5.6% APR

What would a concrete floor grinder cost per month?

£35,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical concrete floor grinder price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.1% APR
Term
12-60 months
Deposit
10-20%
Ownership
Yours at the end
Best for
Businesses wanting to own the grinder outright

Finance Lease

Rate
From 5.6% APR
Term
12-60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax efficient; claim payments against profit

Operating Lease

Rate
From 6.3% APR
Term
24-48 months
Deposit
None required
Ownership
Return at end
Best for
Businesses wanting to upgrade to the latest grinding technology

Representative example

On a purchase price of £35,000: a 10% deposit of £3,500, then 48 monthly payments of £738 at 5.9% APR representative (fixed). Total amount payable £38,924, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Husqvarna PG 450 Walk-Behind Grinder £8,000 - £15,000 (specification class, price not independently verified) Walk-Behind Triple-Head Grinder
Husqvarna PG680RC Ride-On Grinder Package From around £18,750 used; new package specification class £20,000 - £35,000 Ride-On Planetary Grinder
Blastrac Planetary Ride-On Grinder £30,000 - £60,000 (specification class, price not independently verified) Heavy-Duty Ride-On Grinder
Large-Format Multi-Head Grinding and Polishing Train £50,000 - £90,000 (specification class, price not independently verified) Multi-Head Grinding and Polishing Train

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Tax benefits

Concrete floor grinders are standard plant and machinery and qualify for capital allowances in the ordinary way. HP agreements let you claim capital allowances directly; lease payments are typically deducted as a running cost instead.

Market context

Concrete floor grinders are bought by concrete polishing and floor preparation specialists, and by warehouse, retail and industrial fit-out contractors preparing floors for a coating, screed or polished finish. Demand for polished and exposed concrete floors as a specified commercial finish, rather than carpet, vinyl or resin, has broadened the market for this equipment beyond specialist polishing contractors alone. Walk-behind machines suit smaller areas and confined spaces, while ride-on planetary grinders are used for larger commercial floor areas where productivity per hour matters more than manoeuvrability. There is a reasonably active used market for established brands in this category.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Do I need a walk-behind or a ride-on floor grinder?
A walk-behind grinder is generally more manoeuvrable and suits smaller areas, edges and confined spaces such as domestic or small commercial jobs. A ride-on planetary grinder covers much larger areas per hour and is generally chosen for warehouse, retail or industrial floors running into hundreds or thousands of square metres, where productivity matters more than manoeuvrability. Many specialist contractors run both types to cover the full range of jobs they take on.
Can floor grinding equipment be financed alongside dust extraction equipment?
Yes, dust extraction is a standard part of most professional floor grinding setups and suppliers commonly quote the grinder and a matched extraction unit together. Lenders finance the combined package in the same way as the grinder alone, provided both are included in the supplier's quote. Extraction equipment is not just a convenience item on most sites, since dust control requirements under health and safety regulation generally apply to this type of work, so treating it as a core part of the purchase rather than an optional extra is sensible.
Is used floor grinding equipment available to finance?
Yes, there is an active used market for established brands such as Husqvarna and Blastrac, and most lenders finance used equipment in a similar way to new, though rates are typically slightly higher and an independent condition check may be requested for older machines with significant hours of use. Grinding heads and diamond segments wear with use and are generally treated as consumables rather than part of the machine's core value, so it is worth checking their remaining life separately from the general condition of a used machine before agreeing a price.
What is the typical output difference between a walk-behind and ride-on grinder?
Output depends heavily on the specific model, grinding head configuration, and the condition of the floor being worked, so a precise comparison is best obtained from your supplier for the models you are considering rather than a general figure. As a rule of thumb, a ride-on machine will cover a substantially larger area per hour than a walk-behind unit of similar grinding width, which is generally the deciding factor for contractors choosing between the two for large commercial floors.
How quickly can I get concrete floor grinder finance?
Most applications are approved within 24 to 48 hours once a supplier quote is available. Walk-behind machines under £20,000 often see same-day approval. Larger ride-on and multi-head grinding trains may take a little longer while the lender reviews the full specification. Because this equipment has a well-established used and rental market, lenders generally have good reference points for value across most models, which tends to keep the approval process straightforward compared with more specialist machinery.

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