Conveyor Stacker Finance

Radial stacking conveyors for quarry and recycling stockpiles cost from around £40,000 for a short static stacker to £140,000 for a long-reach mobile radial stacker, usually built to order by UK suppliers such as QMS or Parnaby Cyclones.

Can you finance a conveyor stacker?

Yes, conveyor stackers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £40,000 to £140,000, and most deals are written over 12-84 months with a deposit of around 10-20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

Typical Cost

£40k – £140k

Approval Speed

24–48 hours

Same-day for straightforward deals

Rates From

5.4% - 9.9% per annum

What would a conveyor stacker cost per month?

Conveyor Stacker price (ex VAT) £80,000

Deposit 10%

Agreement term 60 months

Annual interest rate 9%

Balloon payment £0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical conveyor stacker price. Indicative only, not a quote.

Finance options

Hire Purchase (HP)

Rate: 5.9% - 9.9% per annum
Term: 12-84 months
Deposit: 10-20%
Ownership: Yours at the end
Best for: Sites installing a stacker as a permanent fixture in one stockpile location

Finance Lease

Rate: 5.4% - 8.9% per annum
Term: 12-84 months
Deposit: None required
Ownership: Return or buy (balloon payment)
Best for: Operators adding stockpile capacity while material volumes and site layout are still settling

Operating Lease

Rate: 6.4% - 9.9% per annum
Term: 24-60 months
Deposit: None required
Ownership: Return at end
Best for: Businesses that want to relocate or upgrade stacking capacity between sites on a set cycle

Representative example

On a purchase price of £80,000: a 10% deposit of £8,000, then 48 monthly payments of £1,688 at 5.9% APR representative (fixed). Total amount payable £89,024, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification	Guide price	Type
Static radial stacking conveyor (up to 15m reach)	£40,000 - £65,000	Static Stacking Conveyor
Mobile radial stacking conveyor (15-25m reach, tracked or wheeled)	£65,000 - £105,000	Mobile Stacking Conveyor
Long-reach telescopic radial stacker (25m+ reach)	£105,000 - £140,000	Telescopic Stacking Conveyor

Tax benefits

A conveyor stacker is treated as plant and machinery for tax purposes, so it qualifies for the Annual Investment Allowance (AIA), letting a business deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 annual limit. Companies buying new, unused equipment may also qualify for full expensing, a 100% first-year deduction against Corporation Tax. These allowances apply where you own the asset, so they are available under a Hire Purchase agreement. Under a Finance Lease or Operating Lease you do not own the stacker outright, so allowances are not claimed directly; instead the payments are generally deducted as a business expense against profits. Always confirm treatment with your accountant before committing to a structure.

Market context

Stacking conveyors are bought by quarries, sand and gravel operators and recycling yards that need to build stockpiles without repeatedly repositioning a wheel loader, and UK suppliers such as QMS and Parnaby Cyclones typically build each stacker to the site's reach, height and throughput requirements. Financing is common because a stacker directly reduces loader hours and site congestion, which is straightforward to set against the finance cost. Replacement is driven by wear to the belt, idlers and drive rather than the frame, and a steady used market exists since a stacker is simple to relocate and re-commission on a different site.

Frequently asked questions

Is a conveyor stacker financed as a single asset even though it's built to order?

Yes, a stacker is financed as one piece of equipment on the supplier's itemised quote, in the same way as any bespoke plant. Getting a clear specification, covering reach, height and throughput, from your supplier before applying helps the lender assess the equipment accurately, since stackers vary significantly in price depending on configuration. Your broker can talk this through against your own trading history and site circumstances before you commit to a particular structure.

Mobile or static stacker, does it change the finance terms?

Not fundamentally, both are financed through HP, Finance Lease or Operating Lease on broadly similar terms. A mobile, tracked or wheeled stacker retains a somewhat stronger standalone resale value because it can be relocated between sites, which some lenders factor into their assessment, while a static stacker is valued more on its supply-and-install cost. In practice the difference in terms offered is usually modest.

Can I finance a used stacking conveyor moved from another site?

Yes, used stackers being relocated are financeable, though lenders will want to understand the condition of the belt, idlers and drive, and the cost of decommissioning, transport and recommissioning at the new site. A clear valuation covering both the equipment and the relocation cost supports the application. Ask for evidence of servicing and, where one exists, any dealer or manufacturer warranty that transfers with the sale, since this can materially affect both the valuation a lender puts on the equipment and the rate you're offered.

Is a conveyor stacker eligible for Annual Investment Allowance?

Yes, a conveyor stacker qualifies as plant and machinery, so it's eligible for AIA up to the current annual limit under Hire Purchase, letting a business deduct the full cost against profits in the year of purchase. Leased stackers don't attract AIA directly, but the rental is usually deductible as a business expense instead. As always, confirm the treatment with your accountant before committing to a structure.