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Shotcrete Machine Finance

Spread the cost of a shotcrete machine from £30,000 to £350,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a shotcrete machine?

Yes, shotcrete machines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £30,000 to £350,000, and most deals are written over 24-60 months with a deposit of around 15-20%. Decisions typically take 24–48 hours for standard machines. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£30k – £350k

Approval Speed

24–48 hours for standard machines

Several weeks for tunnel-spec sprayers

Rates From

6.1% APR

What would a shotcrete machine cost per month?

£140,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical shotcrete machine price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.6% APR
Term
24-60 months
Deposit
15-20%
Ownership
Yours at the end
Best for
Businesses wanting to own the machine outright

Finance Lease

Rate
From 6.1% APR
Term
24-60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax efficient; claim payments against profit

Contract-Backed Asset Finance

Rate
Rate set against the underlying contract
Term
Matched to contract duration
Deposit
Negotiated per deal
Ownership
Yours at the end, or aligned to contract completion
Best for
Larger tunnel-spec sprayers bought against a specific underground works contract

Representative example

On a purchase price of £140,000: a 10% deposit of £14,000, then 48 monthly payments of £2,953 at 5.9% APR representative (fixed). Total amount payable £155,744, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Small Dry-Mix Shotcrete Machine £30,000 - £60,000 (specification class, price not independently verified) Dry-Mix Shotcrete Machine
Putzmeister Wet-Mix Shotcrete Pump From around €70,000; specification class £60,000 - £150,000 Wet-Mix Shotcrete Pump
Normet Spraymec Robotic Shotcrete Sprayer £150,000 - £300,000 (specification class, price not independently verified) Robotic Arm-Mounted Sprayer
Large Tunnel-Spec Robotic Sprayer £250,000 - £350,000 (specification class, price not independently verified) Tunnel-Spec Robotic Sprayer

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Tax benefits

Shotcrete machines are plant and machinery and qualify for capital allowances in the ordinary way. The largest tunnel-spec robotic sprayers, which overlap closely with underground and tunnelling work, sit closer to the specialist, contract-backed end of the market described elsewhere in this category, while smaller dry-mix and wet-mix machines used for repair, pool and general ground stabilisation work are more mainstream plant, generally assessed more like other construction equipment.

Market context

Shotcrete machines are bought by swimming pool and reservoir construction firms, tunnel lining and ground stabilisation contractors, and structural repair and strengthening specialists, spraying concrete directly onto a surface or into position rather than pouring it into shuttering. Robotic, arm-mounted sprayers have become more common than hand-held lances on larger jobs, and this shift is generally attributed to keeping the operator further away from the spray face and the rebound material bouncing back off it, a working practice and safety change in how the job is done rather than a reduction in job cost. Smaller dry-mix machines remain common for repair and smaller-scale work where a hand-held lance is still practical and cost-effective.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

What is the difference between wet-mix and dry-mix shotcrete machines?
A dry-mix machine conveys dry cement and aggregate through a hose, with water added at the nozzle just before spraying, and is generally simpler and cheaper, suiting smaller jobs and repair work. A wet-mix machine pumps a pre-mixed wet concrete through the hose, giving more consistent quality and less material rebound on larger pours, but requiring a larger, more expensive pump. Larger structural and tunnel work generally uses wet-mix equipment, while smaller repair and pool work more often uses dry-mix machines.
Why are robotic shotcrete sprayers becoming more common than hand-held lances?
Robotic, arm-mounted sprayers let the operator control the nozzle remotely from a safer distance, away from the spray face and the concrete rebound that bounces back during spraying, and away from unsupported ground in tunnelling and stabilisation work. This is a working practice and operator safety improvement rather than a change that reduces the cost of the job, and is a similar driver to the growth in remote-controlled demolition robots described elsewhere on this site.
Is finance for a tunnel-spec shotcrete sprayer treated the same as standard construction equipment finance?
The largest tunnel-specification robotic sprayers, often used on the same underground infrastructure projects as tunnelling and piling rigs, can be assessed more like the specialist, contract-backed equipment covered elsewhere in this category, since the used market for these larger machines is smaller and more specialist than for a general construction sprayer. Smaller dry-mix and standard wet-mix machines used for repair and general ground engineering work are generally financed more like mainstream construction plant.
Can I finance a shotcrete machine and a concrete pump together?
If you are ordering both as part of building out a specialist ground engineering or repair capability, suppliers will often quote them together, and lenders are generally happy to finance a combined equipment package, either as a single agreement or as separate agreements running alongside each other depending on how you prefer to structure the deal. Where both machines will be used together on the same sites, some contractors prefer a single combined agreement purely for simplicity of managing one repayment date and one renewal point rather than two running independently.
How quickly can I get shotcrete machine finance?
Smaller dry-mix and standard wet-mix machines are typically approved within 24 to 48 hours once a supplier quote is available. Larger tunnel-spec robotic sprayers bought against a specific underground works contract generally take longer, often several weeks, in line with the wider tunnelling and piling category. Where a wet-mix machine sits between these two categories in value and specification, the lender will generally assess it on its own merits, so it is worth discussing the specific model and intended use with your broker rather than assuming either timescale applies automatically.

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