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Tower Light Finance

Lighting towers cost from around £2,500 for a compact LED unit to £9,000 for a solar or hybrid tower, usually financed by contractors working extended or night-time hours.

Can you finance a tower light?

Yes, tower lights are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £2,500 to £9,000, and most deals are written over 12-84 months with a deposit of around 10-20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£3k – £9k

Approval Speed

24–48 hours

Same-day for straightforward deals

Rates From

6.4% - 11.9% per annum

What would a tower light cost per month?

£4,500
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical tower light price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
6.9% - 11.9% per annum
Term
12-84 months
Deposit
10-20%
Ownership
Yours at the end
Best for
Businesses that want to have lighting available for winter and night-time working

Finance Lease

Rate
6.4% - 10.9% per annum
Term
12-84 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Businesses that want lower upfront cost across a small fleet of lighting towers; payments are usually deductible as an operating expense

Operating Lease

Rate
7.4% - 11.9% per annum
Term
24-60 months
Deposit
None required
Ownership
Return at end
Best for
Businesses that want to keep the tower light off balance sheet and upgrade regularly

Representative example

On a purchase price of £4,500: a 10% deposit of £450, then 48 monthly payments of £95 at 5.9% APR representative (fixed). Total amount payable £5,010, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
4kW LED Lighting Tower £2,500 - £4,000 Compact LED Tower Light
9kVA Diesel Lighting Tower £4,500 - £6,500 Standard Diesel Tower Light
Solar/Hybrid Lighting Tower £6,000 - £9,000 Eco Lighting Tower

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Tax benefits

A tower light is treated as plant and machinery for tax purposes, so it qualifies for the Annual Investment Allowance (AIA), letting a business deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 annual limit. Companies buying new, unused equipment may also qualify for full expensing, a 100% first-year deduction against Corporation Tax. These allowances apply where you own the asset, so they are available under a Hire Purchase agreement. Under a Finance Lease or Operating Lease you do not own the tower light outright, so allowances are not claimed directly; instead the payments are generally deducted as a business expense against profits. Always confirm treatment with your accountant before committing to a structure.

Market context

Lighting towers are bought by contractors working through winter months or on night shifts, and by highways and utilities businesses that need to light a work area for safety compliance. Because demand is often seasonal, some businesses hire through the darker months, but contractors with year-round or 24-hour site operations increasingly find owning cheaper than repeated hire charges. Replacement follows wear to the mast mechanism, generator engine and LED fixtures, and solar and hybrid units have grown in popularity where noise restrictions or fuel costs make diesel towers less attractive.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can I finance a used tower light?
Yes, though because the asset value is relatively low, many lenders prefer to finance several units together as a small fleet rather than a single tower on its own. Checking the mast raise mechanism and LED or lamp condition is the main thing to verify before buying used. Whatever the age of the tower light, a clear paper trail showing how it has been maintained and used will always work in your favour when negotiating price and terms.
What term suits a tower light's working life?
3 to 5 years is typical, matched to LED fixture life and wear on the mast mechanism and generator engine. Units used seasonally rather than year-round often last longer relative to their finance term than those left running continuously. Getting the term broadly right for a tower light matters more than chasing the lowest possible monthly payment, since a mismatch either strains cashflow early on or leaves you paying for a machine that has already become expensive to keep running.
Is a tower light eligible for Annual Investment Allowance?
Yes, a lighting tower is plant and machinery and qualifies for AIA up to the current annual limit under Hire Purchase. Given the modest cost, many businesses expense a small number of units outright regardless of funding method, with AIA becoming more relevant when financing a larger fleet. It is worth confirming the treatment with your accountant at the point of purchase, since claiming the allowance in the year you buy the tower light rather than spreading relief over several years can make a real difference to that year's tax bill.
What happens at the end of the agreement?
HP means the tower is yours once paid off, which is the most common route for a small-value asset like this. Leasing is more commonly used when financing several units together as a fleet rather than a single tower. Which option suits best usually comes down to whether you expect to keep using this exact tower light for years to come, or whether you are likely to want a newer or different-specification machine within a few years.
Do I need a deposit?
Standalone units often need no deposit given the low value involved. Where several towers are financed together as a fleet, a 10-20% deposit is more typical, in line with standard small-plant finance terms. If cash is tight when the tower light is needed, ask the lender whether the deposit can be reduced in exchange for a marginally higher rate; this is often negotiable, particularly for an established trading business.

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