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Temporary Fencing Finance

Temporary fencing is priced and financed by the hundred panels, from around £3,000 for basic mobile fence panels to £60,000+ for a full perimeter fleet package, and is overwhelmingly bought by hire companies rather than a single contractor.

Can you finance a temporary fencing?

Yes, temporary fencings are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £5,000 to £200,000, and most deals are written over 24-84 months with a deposit of around 10-20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£5k – £200k

Approval Speed

24–48 hours

Faster on drawdowns against an existing fleet facility

Rates From

5.2% APR

What would a temporary fencing cost per month?

£40,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical temporary fencing price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
5.5% - 10% per annum
Term
24-84 months
Deposit
10-20%
Ownership
Yours at the end
Best for
Hire companies building owned fleet stock rather than paying rental or repeated hire charges themselves

Finance Lease

Rate
5.2% - 9.4% per annum
Term
24-84 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Fleet operators wanting a large stock purchase kept off a single capital outlay

Multi-Drawdown Asset Finance Facility

Rate
5.5% - 9.9% per annum
Term
Facility agreed annually; each drawdown runs 24-60 months
Deposit
Varies by drawdown
Ownership
Yours at the end of each drawdown
Best for
Hire fleet operators who buy temporary fencing stock repeatedly through the year across many jobs rather than in one single order

Representative example

On a purchase price of £40,000: a 10% deposit of £4,000, then 48 monthly payments of £844 at 5.9% APR representative (fixed). Total amount payable £44,512, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Standard 3.5m x 2m Fence Panel (per 100) £3,000 - £5,000 Mobile Fence Panel
Block Feet and Anti-Climb Panel Package (per 100) £4,500 - £7,000 Anti-Climb Panel
Pedestrian Barrier Package (per 50) £2,500 - £4,000 Crowd Barrier
Full Site Perimeter Fleet Package (500+ panels) £15,000 - £60,000 Fleet Stock Package

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Tax benefits

Temporary fencing bought by a hire company is treated as plant and machinery, so it qualifies for the Annual Investment Allowance (AIA), letting the business deduct the cost from taxable profits in the year each unit is bought, up to the current £1,000,000 annual limit across the whole business. Where a fleet is bought through a facility with several drawdowns spread across a financial year, each drawdown is treated as a purchase in its own right for allowance purposes, so a facility structure does not reduce what a growing fleet can claim. Under a Finance Lease you do not own the asset, so payments are instead deducted as a business expense rather than claimed as an allowance. Always confirm the treatment with your accountant before agreeing a facility structure.

Market context

Temporary fencing, the mobile panels, block feet and anti-climb screening seen around construction sites and events, is overwhelmingly bought by fencing hire companies rather than the contractors and event organisers who use it on any one job. A single contractor needing fencing for one project almost always hires it, so the buyer financing panel stock is nearly always a hire operator whose credit case rests on how many jobs its fleet of panels is out on at any one time, not on a single hire contract. Because that stock is bought in large, repeated batches through the year as a fleet grows or is topped up, lenders serving this sector often prefer a facility that funds each new batch of panels as it is bought, rather than treating every purchase as a separate application. Replacement is driven by damage, corrosion and loss from constant handling and transport between sites rather than a fixed lifespan, and there is an active secondhand market in used panels and block feet as fleets refresh their stock.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Why is temporary fencing almost always financed by a hire company rather than a contractor?
A contractor typically needs fencing for the length of one project, so hiring it is cheaper and simpler than owning several hundred panels that would sit unused between jobs. A fencing hire company, on the other hand, keeps its panel stock working across dozens of sites at once, so the economics of ownership work in its favour in a way they never would for an occasional user. This is why panel finance in this market is written almost exclusively for hire fleet operators.
Can fencing stock be financed through one facility as a fleet grows through the year?
Yes, this is the standard structure for an established fencing hire business. A lender agrees a facility sized to the operator's expected buying, then releases funds as each new batch of panels, block feet or barriers is bought, rather than underwriting a separate application every time stock is topped up. This suits a business whose panel buying tracks contract wins and seasonal demand rather than a single planned purchase.
Can I finance used temporary fencing panels?
Yes. Used panels and block feet are widely available and commonly financed, since fleets constantly refresh damaged or worn stock and sell on serviceable panels. Lenders will usually want a general condition description of the batch, covering rust, mesh damage and feet condition, rather than inspecting individual panels, given how many units are typically involved in a fleet purchase. Buying used remains a sensible way to access a temporary fencing without the full cost of a new unit, provided the condition and history are clearly documented and shared with the lender before you commit to a purchase.
What deposit is needed for temporary fencing finance?
Hire Purchase typically asks for a 10-20% deposit, while a Finance Lease or a drawdown against an existing facility usually requires none. Because individual panels are low value but fleets are bought in bulk, the deposit conversation is generally about the size of the whole batch rather than any single panel, and an established hire operator with a trading history can often negotiate favourable terms.
How quickly can temporary fencing finance be approved?
Straightforward applications are usually approved within 24 to 48 hours, and drawdowns against an existing fleet facility are typically faster still, since the lender has already assessed the operator's overall credit case. A new facility for a fencing hire business entering the market will generally take a little longer while the lender reviews trading history and the scale of stock being financed.

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