Tipper grab lorries cost from around £45,000 for a 7.5-tonne chassis to £130,000 for a 32-tonne unit, and most operators finance them like any other commercial vehicle.
Yes, tipper grabs are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £45,000 to £130,000, and most deals are written over 12-84 months with a deposit of around 10-20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£45k – £130k
Approval Speed
24–48 hours
Same-day for straightforward deals
Rates From
4.5% - 8.4% per annum
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical tipper grab price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £75,000: a 10% deposit of £7,500, then 48 monthly payments of £1,582 at 5.9% APR representative (fixed). Total amount payable £83,436, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| 7.5-Tonne Tipper Grab | £45,000 - £65,000 | Rigid Tipper Grab Lorry |
| 18-Tonne Tipper Grab | £70,000 - £95,000 | Mid-Weight Grab Lorry |
| 26-Tonne 8-Wheel Tipper Grab | £90,000 - £120,000 | Heavy Grab Lorry |
| 32-Tonne Tipper Grab | £110,000 - £130,000 | Maximum-Payload Grab Lorry |
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Check EligibilityA tipper grab lorry is treated as plant and machinery for tax purposes, so it qualifies for the Annual Investment Allowance (AIA), letting a business deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 annual limit. Companies buying new, unused equipment may also qualify for full expensing, a 100% first-year deduction against Corporation Tax. These allowances apply where you own the asset, so they are available under a Hire Purchase agreement. Under a Finance Lease or Operating Lease you do not own the tipper grab lorry outright, so allowances are not claimed directly; instead the payments are generally deducted as a business expense against profits. Always confirm treatment with your accountant before committing to a structure.
Tipper grab lorries are bought by groundworks, skip hire and waste removal businesses that combine self-loading with tipping in a single vehicle, avoiding the need for a separate excavator to load muck or aggregate. Operators running regular routes tend to finance the vehicle much like any other commercial truck, matching repayments to day-rate or contract income. Replacement is driven by chassis mileage, grab wear and increasingly by low emission zone and Clean Air Zone compliance, which pushes older diesel units towards export markets rather than UK resale.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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