Skid steer loaders cost from around £30,000 to £75,000 new, and most UK contractors finance them to keep cash available for attachments and running costs.
Yes, skid steers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £30,000 to £75,000, and most deals are written over 12-84 months with a deposit of around 10-20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£30k – £75k
Approval Speed
24–48 hours
Same-day for straightforward deals
Rates From
4.5% - 8.4% per annum
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical skid steer price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £48,000: a 10% deposit of £4,800, then 48 monthly payments of £1,013 at 5.9% APR representative (fixed). Total amount payable £53,424, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Bobcat S650 | £38,000 - £50,000 | Skid Steer Loader |
| Caterpillar 226D | £35,000 - £48,000 | Skid Steer Loader |
| JCB 3TS-8T | £45,000 - £60,000 | Skid Steer Loader |
| Bobcat T770 | £55,000 - £75,000 | Compact Track Loader |
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Check EligibilityA skid steer is treated as plant and machinery for tax purposes, so it qualifies for the Annual Investment Allowance (AIA), letting a business deduct the full cost from taxable profits in the year of purchase, up to the current £1,000,000 annual limit. Companies buying new, unused equipment may also qualify for full expensing, a 100% first-year deduction against Corporation Tax. These allowances apply where you own the asset, so they are available under a Hire Purchase agreement. Under a Finance Lease or Operating Lease you do not own the skid steer outright, so allowances are not claimed directly; instead the payments are generally deducted as a business expense against profits. Always confirm treatment with your accountant before committing to a structure.
Skid steers and compact track loaders are popular with landscapers, groundworkers and demolition contractors because a single carrier can run dozens of different attachments, from buckets to breakers to forestry mulchers. Many buyers finance the base machine and then buy attachments separately as work demands, spreading investment over time rather than committing everything upfront. Replacement tends to follow hydraulic pump and drivetrain wear rather than a set schedule, and tracked models generally hold value better than wheeled ones in the used market because tracks handle rough ground with less strain on the chassis.
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