Spread the cost of a functional training rig from £8,000 to £120,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, functional rigs are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £8,000 to £120,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£8k – £120k
Approval Speed
24–48 hours
Same-day for < £50k
Rates From
5.3% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical functional rig price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £30,000: a 10% deposit of £3,000, then 48 monthly payments of £633 at 5.9% APR representative (fixed). Total amount payable £33,384, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Watson Modular Rig (4-Bay) | £10,000 – £18,000 | Modular Rig |
| Eleiko Rig System (6-Bay) | £18,000 – £32,000 | Modular Rig |
| Technogym Skillmill & Rig Zone | £25,000 – £50,000 | Functional Training Zone |
| Full Functional Training Rig (8+ Bay) | £40,000 – £90,000 | Large-Scale Rig |
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Check EligibilityA functional training rig is treated as moveable plant and machinery and generally qualifies for Annual Investment Allowance, letting the cost be deducted from taxable profits in the year of purchase, provided it is bolted down for stability rather than permanently built into the structure of the building. HP agreements let you claim capital allowances directly; lease payments are deducted as a running cost instead. A specialist accountant should confirm treatment where a rig is anchored into a reinforced concrete floor as part of the building design.
Functional rigs are financed by gyms and studios building out a dedicated space for pull-up, suspension and cross-training work, typically sized in bays to match expected class or peak-time capacity rather than bought as a single fixed unit. Modular rig systems are chosen over a fixed welded structure specifically because bays can be added later without replacing the whole rig, which lets a gym grow its functional training offering in stages as demand justifies it. Because a rig is bolted to the floor for stability rather than welded into the building, it generally remains classed as a moveable, demountable structure and can be relocated if a gym moves premises, though the floor anchoring and any load-bearing checks needed for a heavily used rig should be confirmed with the installer and, for leased premises, the landlord before installation.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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