Spread the cost of dumbbells, barbells and plates from £3,000 to £100,000+ with flexible finance options. HP, lease, or refinance
Yes, free weightss are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £100,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£3k – £100k
Approval Speed
24–48 hours
Same-day for < £40k
Rates From
5.0% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical free weights price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £20,000: a 10% deposit of £2,000, then 48 monthly payments of £422 at 5.9% APR representative (fixed). Total amount payable £22,256, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Eleiko Olympic Barbell & Bumper Plate Set | £8,000 – £18,000 | Olympic Lifting Set |
| Watson Rubber Hex Dumbbell Set (5–50kg) | £6,000 – £12,000 | Dumbbell Rack Set |
| Technogym Kinesis & Free Weight Package | £15,000 – £30,000 | Mixed Free Weight Zone |
| Full Free Weights Zone Fit-Out | £30,000 – £70,000 | Complete Free Weights Area |
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For UK limited companies with 3+ months’ trading and monthly revenue.
Dumbbells, barbells, plates and racking are moveable plant and machinery and generally qualify for Annual Investment Allowance, letting the cost be deducted from taxable profits in the year of purchase. HP agreements let you claim capital allowances directly; lease payments are deducted as a running cost instead. Rubber gym flooring laid under a free weights zone is generally treated separately from the weights themselves, since fixed or glued flooring becomes part of the building.
Free weights are typically financed as a full zone rather than as individual items, covering a dumbbell rack through a working weight range, Olympic barbells and bumper plates, and any supporting racks or platforms, since gyms buy to a planned layout rather than piece by piece. Demand for dedicated free weights space has grown as strength training has become a mainstream part of general fitness rather than a niche offering, which has pushed many gyms to expand or add a free weights zone as part of a wider refit. Because free weights themselves have very little that can mechanically fail, they are typically replaced far less often than cardio equipment, with most replacement driven by expanding the weight range or adding capacity for a busier gym floor rather than wear.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
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For UK limited companies with 3+ months’ trading and monthly revenue.
See how lenders treat professional services assets
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Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.