Lendus.

3D Printer Finance

Spread the cost of industrial 3D printers from £5,000 to £500,000+ with flexible finance options. HP, lease, or refinance — compare rates from 40+ lenders.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£5k – £500k

Approval Speed

24–48 hours

Same-day for < £75k

Rates From

From 4.8% APR

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Finance options

Hire Purchase (HP)

Rate
From 5.2% APR
Term
12–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Businesses wanting to own the printer outright

Finance Lease

Rate
From 4.8% APR
Term
12–60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient — claim 100% of payments against profit

Operating Lease

Rate
From 5.5% APR
Term
24–48 months
Deposit
None required
Ownership
Return at end
Best for
Upgrade to latest additive technology. Off balance sheet.

Representative example

Borrow £60,000 over 48 months at 5.9% APR (fixed). Monthly repayment: ~£1,248. Total amount payable: ~£59,904. Rates depend on your circumstances.

Popular models

Model Price Range Type
Stratasys F370CR £40,000 – £65,000 FDM Composite
Formlabs Fuse 1+ 30W £15,000 – £25,000 SLS Nylon
HP Multi Jet Fusion 5200 £250,000 – £400,000 MJF Production
Markforged X7 £55,000 – £80,000 Continuous Fibre

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Tax benefits

Industrial 3D printers qualify for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one — up to £1,000,000. HP agreements allow capital allowances. Lease payments are fully deductible.

Market context

The UK additive manufacturing market is worth £680m and growing at 21% annually. 42% of UK manufacturers now use 3D printing in production, not just prototyping. The technology is projected to account for 5% of global manufacturing by 2030.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Our eligibility check uses a soft search only — no impact on your credit score.

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Frequently asked questions

Can I finance a used 3D printer?
Yes. Most lenders finance used industrial 3D printers up to 5 years old. Given rapid technology changes, newer machines get better terms. An independent valuation is usually required.
What deposit do I need?
For hire purchase, most lenders ask for 10–20% deposit. Finance leases and operating leases often require no deposit. A larger deposit reduces monthly payments.
How quickly can I get 3D printer finance?
Most applications are approved within 24–48 hours. For deals under £75k, same-day approval is common. Higher-value production systems may take 3–5 working days.
Can I include materials and training in the finance?
Some lenders allow you to include initial materials, installation, and training if they're on the supplier's invoice. This is common for higher-value production systems.

Guides and resources

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