Lendus.

EV Charging Station Finance

Spread the cost of commercial EV charging stations from £5,000 to £200,000+ with flexible finance options. HP, lease, or refinance — compare rates from 40+ lenders.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£5k – £200k

Approval Speed

24–48 hours

OZEV grants stackable

Rates From

From 4.8% APR

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Finance options

Hire Purchase (HP)

Rate
From 5.2% APR
Term
12–72 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Businesses wanting to own chargers and earn revenue

Finance Lease

Rate
From 4.8% APR
Term
12–72 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient — claim 100% of payments against profit

Operating Lease

Rate
From 5.5% APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Upgrade as charging tech evolves. Off balance sheet.

Representative example

Borrow £35,000 over 48 months at 5.9% APR (fixed). Monthly repayment: ~£728. Total amount payable: ~£34,944. Rates depend on your circumstances.

Popular models

Model Price Range Type
Rolec WallPod EV HomeSmart £800 – £1,500 7kW AC Charger
Easee One (x10 Installation) £8,000 – £15,000 Workplace 7kW
ABB Terra AC W22-T-R-0 £2,500 – £4,500 22kW AC Charger
Kempower S-Series 150kW £50,000 – £90,000 DC Rapid Charger

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Tax benefits

EV charging stations qualify for Annual Investment Allowance (AIA) and Enhanced Capital Allowances for energy-saving equipment. The government's OZEV Workplace Charging Scheme offers grants of up to £350 per socket (max 40 sockets).

Market context

The UK has over 70,000 public charge points, growing 40% year-on-year. Over 1 million EVs are now registered in the UK. The government plans to ban new petrol/diesel car sales by 2035, driving massive charging infrastructure demand.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Our eligibility check uses a soft search only — no impact on your credit score.

Compare rates from 200+ lenders — takes 2 minutes.

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Frequently asked questions

Are there government grants for EV chargers?
Yes. The OZEV Workplace Charging Scheme covers up to £350 per socket for up to 40 sockets. We can help you combine grant funding with finance to minimise costs.
What deposit do I need?
For hire purchase, most lenders ask for 10–20% deposit. Finance leases and operating leases often require no deposit. Some lenders offer 100% finance for EV infrastructure.
Can EV chargers generate revenue?
Yes. Public-facing chargers can charge per kWh. Rapid chargers at retail locations can generate £10,000–£30,000+ per year per charger, depending on location and pricing.
How quickly can I get EV charger finance?
Most applications are approved within 24–48 hours. For deals under £40k, same-day approval is common.

Guides and resources

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