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Small Wind Turbine Finance

Spread the cost of a small commercial wind turbine from £20,000 to £90,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a small wind turbine?

Yes, small wind turbines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £20,000 to £90,000, and most deals are written over 60–120 months with a deposit of around 15–25%. Decisions typically take 3–5 working days. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£20k – £90k

Approval Speed

3–5 working days

Subject to planning permission being in place

Rates From

7.0% APR

What would a small wind turbine cost per month?

£45,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical small wind turbine price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 7.5% APR
Term
60–120 months
Deposit
15–25%
Ownership
Yours at the end
Best for
Farms and rural businesses wanting to own the turbine outright

Finance Lease

Rate
From 7.0% APR
Term
60–120 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Keeping capital free for other farm or site infrastructure

Operating Lease

Rate
From 8.5% APR
Term
60–96 months
Deposit
None required
Ownership
Return at end
Best for
Businesses that would rather not carry a long-life asset on the balance sheet

Representative example

On a purchase price of £45,000: a 10% deposit of £4,500, then 48 monthly payments of £949 at 5.9% APR representative (fixed). Total amount payable £50,052, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
5kW freestanding small wind turbine (specification class, indicative UK market pricing) £20,000 – £25,000 5kW Small Wind Turbine
10kW small wind turbine (specification class) £35,000 – £50,000 10kW Small Wind Turbine
15kW freestanding small wind turbine (specification class) Around £70,000 15kW Small Wind Turbine
20kW small wind turbine, UK manufacturers include Britwind (price not independently verified) £75,000 – £90,000 20kW Small Wind Turbine

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Tax benefits

A small wind turbine is mounted on a mast and foundation that becomes part of the land, and this affects how it's treated for both capital allowances and asset finance in the same way a solar array or heat pump can be. The turbine and its electrical components may qualify for plant and machinery allowances, while the foundation and civil works are generally treated as land-related expenditure rather than moveable plant, so get your accountant to confirm the split before finalising the finance. Some asset lenders are also more cautious about lending against the turbine alone, given how fixed it is once installed, which can affect the deposit or security required.

Market context

Small wind turbines in the 5kW to 20kW range are bought mainly by farms, rural estates and businesses on sites with enough space and a suitable wind resource, often alongside solar as part of a wider on-site generation set-up. Because a turbine of this size involves a mast, foundation and grid connection work as well as the turbine itself, most buyers finance the whole installed project rather than the turbine hardware in isolation. The used market for small wind turbines is limited, since turbines are rarely removed from a working site while still generating, so lenders tend to place more weight on the strength of the borrowing business and its land or site ownership than on the resale value of a used turbine. Replacement is typically driven by a turbine reaching the end of its design life after two decades or more of operation, or a component failure that makes continued repair uneconomic, rather than routine wear.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Does a small wind turbine count as a fixture like a rooftop solar array?
In a related way, yes. Once a turbine is installed on its mast and foundation, it's fixed to the land in a way that affects both capital allowances treatment and how willing an asset lender is to lend against it, since the turbine and foundation aren't something that can be easily removed and resold if a deal goes wrong. Lenders will typically look more at the landowner's security and trading strength than at the turbine's resale value alone.
Do I need planning permission before financing a wind turbine?
Almost always, yes, and it's worth having planning permission granted or well progressed before applying for finance, since a lender will want confidence the installation can actually proceed. Planning is a separate process from the finance itself, but delays or refusals at that stage are one of the most common reasons a wind turbine project doesn't go ahead as planned.
What deposit is typical for a small wind turbine?
Hire purchase deposits typically run 15% to 25%, reflecting the limited used market for this equipment and the fact that lenders are relying more on the borrowing business's overall strength than on the turbine's resale value. A larger deposit, or additional security such as the land itself, can help support a larger installation.
How long can I finance a wind turbine over?
Terms of 5 to 10 years are common, reflecting the turbine's long working life, often 20 years or more with proper maintenance. A longer term keeps monthly payments lower, which suits farms and rural businesses using the turbine to offset their own electricity consumption over the long term rather than expecting a quick return.

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