Finance commercial air source heat pumps from £8,000 to £120,000, for offices, retail, hospitality and light industrial buildings. HP, lease, or refinance
Yes, air source heat pumps are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £8,000 to £120,000, and most deals are written over 12–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£8k – £120k
Approval Speed
24–48 hours
Retrofit-friendly, no drilling required
Rates From
4.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical air source heat pump price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £30,000: a 10% deposit of £3,000, then 48 monthly payments of £633 at 5.9% APR representative (fixed). Total amount payable £33,384, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Daikin Altherma 3 H HT | £15,000 – £30,000 | Air Source High Temp |
| Vaillant aroTHERM plus (Commercial Cascade) | £18,000 – £32,000 | Air Source Cascade System |
| Mitsubishi Ecodan CAHV-P500 | £25,000 – £45,000 | Air Source (Commercial) |
| NIBE S2125 Commercial Cascade | £30,000 – £55,000 | Multi-Unit Commercial Cascade |
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For UK limited companies with 3+ months’ trading and monthly revenue.
Commercial air source heat pumps generally qualify as plant and machinery for capital allowances, so a business can typically set some or all of the cost against taxable profits through the Annual Investment Allowance or other first-year reliefs, subject to your total qualifying spend for the year. Any specific grant funding available for commercial heat decarbonisation changes from time to time, so check current eligibility with your installer or gov.uk before assuming a figure.
The typical buyer is a business replacing an ageing gas or oil boiler at end of life, or one under pressure, from a landlord, planning condition or its own net-zero commitment, to move away from fossil fuel heating. Air source systems suit most building types and are generally quicker and less disruptive to install than ground source, since they don't need drilling or trenching, which is often the deciding factor for retrofit projects on constrained sites. Running cost savings versus gas depend heavily on the building's insulation, the heat pump's efficiency at your specific flow temperature, and your electricity versus gas unit rates, so they're worth modelling site by site with an installer rather than assumed from a generic figure.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
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Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.