Finance building management systems from £8,000 to £400,000, for controlling heating, cooling, lighting and ventilation. HP, lease, or refinance
Yes, building management systems are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £8,000 to £400,000, and most deals are written over 12–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£8k – £400k
Approval Speed
24–48 hours
Assessment of existing plant recommended first
Rates From
4.6% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical building management system price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £60,000: a 10% deposit of £6,000, then 48 monthly payments of £1,266 at 5.9% APR representative (fixed). Total amount payable £66,768, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Trend IQ4 Controller (per zone) | £800 – £1,500 | Zone Controller |
| Honeywell BMS Retrofit (Single Office Building) | £40,000 – £70,000 | Office BMS Retrofit |
| Siemens Desigo CC (Small Commercial Site) | £25,000 – £45,000 | Site-Wide BMS |
| Schneider EcoStruxure BMS (Multi-Site) | £80,000 – £150,000 | Multi-Site BMS |
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For UK limited companies with 3+ months’ trading and monthly revenue.
Building management system hardware and installation generally qualifies as plant and machinery for capital allowances, so a business can typically set some or all of the cost against taxable profits through the Annual Investment Allowance or other first-year reliefs, subject to your total qualifying spend for the year. Confirm current treatment with your accountant before finalising the finance structure.
A BMS controls and coordinates a building's heating, cooling, ventilation and lighting rather than generating or saving energy directly itself, so the typical buyer is a business with existing plant, often several separate systems installed at different times, that isn't being run efficiently because it isn't centrally controlled or scheduled. The investment case usually rests on eliminating waste, such as heating and cooling running against each other, or lighting and ventilation running in unoccupied areas, rather than a fixed percentage saving, and the achievable saving depends heavily on how inefficiently the building is currently being run, which a controls specialist can usually assess from your existing energy data.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
See how lenders treat energy & sustainability assets
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.