Spread the cost of EV charge points from £2,000 to £300,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, ev charging points are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £2,000 to £300,000, and most deals are written over 24–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£2k – £300k
Approval Speed
24–48 hours
Weeks for public site revenue-share deals
Rates From
6.0% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical ev charging point price. Indicative only, not a quote.
Compare ev charging point finance rates from 200+ lenders
Check EligibilityOn a purchase price of £40,000: a 10% deposit of £4,000, then 48 monthly payments of £844 at 5.9% APR representative (fixed). Total amount payable £44,512, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Zaptec Pro 22kW AC workplace charger | £1,200 – £2,500 per unit, hardware only (indicative, confirm current price with a Zaptec dealer) | AC Workplace Charger |
| Alfen Eve Double Pro AC charger | £2,500 – £4,500 per unit (indicative, confirm current price with an Alfen dealer) | AC Dual-Socket Charger |
| Kempower Satellite DC rapid charging unit | £20,000 – £45,000 per unit (indicative, confirm current price with a Kempower dealer) | DC Rapid Charger |
| ABB Terra ultra-rapid DC charger (150kW+) | £45,000 – £90,000 per unit (indicative, confirm current price with an ABB dealer) | DC Ultra-Rapid Charger |
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Check EligibilityHow an EV charge point is taxed and financed depends heavily on how it's installed. A charge point wired into a building's fixed electrical system, bolted to a wall or set into a concrete base, is generally treated as a fixture rather than free-standing plant, which changes the capital allowances position (fixtures of this kind typically sit in the special rate pool rather than qualifying in full for the main Annual Investment Allowance treatment given to genuinely moveable equipment) and can also affect whether an asset finance lender is willing to lend against the hardware on its own, since it can't easily be removed and resold if a deal goes wrong. This is worth confirming with your accountant and lender before signing, rather than assuming it's treated exactly like a portable piece of equipment.
EV charge points are bought by two quite different types of customer, and lenders assess them differently. The first is a business installing charge points for its own use, a delivery fleet electrifying its vans, or an office or retail site adding charging for staff and visitors, where the finance case looks much like any other equipment purchase secured on the business's own trading strength. The second is a charge point operator building out a public or semi-public site, a car park, forecourt or retail destination, where the hardware is sometimes financed through a lease or a revenue-share arrangement with the site host instead of a straightforward hire purchase, because the operator's income depends on future charging usage rather than an established trading history. Replacement or expansion is generally driven by charging demand outgrowing installed capacity, or a move from AC to DC rapid charging, rather than the hardware wearing out.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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