Lendus.

Rapid Charger Finance

Finance DC rapid and ultra-rapid EV charging hubs from £20,000 to £800,000, for forecourts, retail sites and fleet depots. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a rapid charger?

Yes, rapid chargers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £20,000 to £800,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£20k – £800k

Approval Speed

24–48 hours

Grid connection is usually the critical path

Rates From

5.0% APR

What would a rapid charger cost per month?

£150,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical rapid charger price. Indicative only, not a quote.

Compare rapid charger finance rates from 200+ lenders

Check Eligibility

Finance options

Hire Purchase (HP)

Rate
From 5.4% APR
Term
12–72 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Businesses wanting to own the hub and its charging revenue

Finance Lease

Rate
From 5.0% APR
Term
12–72 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate
From 5.9% APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Refresh hardware as charging standards evolve

Representative example

On a purchase price of £150,000: a 10% deposit of £15,000, then 48 monthly payments of £3,164 at 5.9% APR representative (fixed). Total amount payable £166,872, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Kempower Satellite 50kW DC £25,000 – £38,000 Modular DC Rapid
ABB Terra 184 HP (180kW) £70,000 – £100,000 DC Rapid Charger
Alpitronic Hypercharger HYC300 (300kW) £90,000 – £130,000 DC Ultra-Rapid Charger
Kempower Power Unit + 6 Satellites (Hub) £250,000 – £400,000 Multi-Bay Charging Hub

Ready to compare rapid charger finance? 2 minutes, no credit check.

Check Eligibility

Tax benefits

DC rapid chargers generally qualify as plant and machinery for capital allowances, so a business can typically set some or all of the cost against taxable profits through the Annual Investment Allowance or other first-year reliefs, subject to your total qualifying spend for the year. Confirm current treatment with your accountant before finalising the finance structure.

Market context

The typical buyer is a fuel retailer, service station operator, retail park landlord, or fleet operator that needs vehicles charged in minutes rather than hours, such as a forecourt wanting to add rapid bays alongside fuel pumps or a delivery fleet needing quick turnaround between routes. Unlike workplace AC charging, rapid hubs are usually built around a grid connection upgrade, since DC charging draws significantly more power, and that connection cost and lead time from the network operator is often the item that determines the overall project timeline more than the chargers themselves. Public-facing rapid chargers can generate revenue by charging drivers per kWh or per session; the pricing, contract length and utilisation a site can expect vary by location and operator, so it's a mechanism worth modelling with your charge point operator rather than a fixed number to assume upfront.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

Compare rates from 200+ lenders, takes 2 minutes.

Check Eligibility

Frequently asked questions

Can rapid charger revenue realistically cover the finance repayments?
It can, particularly at busy forecourt or retail locations with strong footfall, but income depends on utilisation, your pricing per kWh, and any revenue-share arrangement with a charge point operator or network partner. Rather than assuming a fixed return, ask your charge point operator to model expected utilisation and revenue for your specific site and compare that against the proposed repayment schedule before you commit to finance.
What's usually the biggest delay in getting a rapid charging hub live?
In most cases it's the grid connection, not the chargers. DC rapid and ultra-rapid units draw significant power, and if your site's existing supply isn't sufficient, the network operator will need to carry out an upgrade, which can take weeks or months depending on the connection queue in your area. It's worth applying for a connection quote as early as possible, ideally before or alongside the finance application, so the project timeline is realistic.
Do I need a charge point operator partner, or can I run the hub myself?
Both models exist. Some businesses partner with a charge point operator who handles billing, app payments, uptime monitoring and maintenance in exchange for a share of revenue, while others run the hub themselves with their own payment terminals. The right choice depends on how much operational involvement you want; either way, the hardware itself can typically be financed the same way, and it's worth deciding on the operating model before finalising the equipment specification.
What deposit is needed for rapid charger finance?
For hire purchase, most lenders ask for 10–20% deposit, reflecting the higher ticket value of DC hardware compared with AC charging. Finance leases and operating leases typically require no deposit. Larger multi-bay hubs may be structured with staged drawdowns against installation milestones rather than a single upfront deposit, which is worth discussing with your lender if the project is being built in phases.
How quickly can I get rapid charger finance approved?
Straightforward applications under roughly £100,000 are often approved within 24 to 48 hours once accounts and a supplier quote are provided. Larger hub installations, especially where a grid connection upgrade is still pending, typically take longer overall, since underwriters usually want the connection offer and final technical specification confirmed before releasing funds for a multi-bay site. Having your accounts, bank statements and a signed supplier quote ready before you apply generally shortens the process, as underwriters otherwise have to pause and request the same documents before they can issue a decision.

Related equipment finance

More energy & sustainability finance

See how lenders treat energy & sustainability assets

Guides and resources

Ready to finance your rapid charger?

Compare rates from 200+ lenders. No credit check.

Check Eligibility →
Check Eligibility, 2 min, no credit check