Lendus.

Recycling Baler Finance

Finance vertical and horizontal recycling balers from £5,000 to £80,000, for cardboard, plastic and other recyclable waste. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a recycling baler?

Yes, recycling balers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £5,000 to £80,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£5k – £80k

Approval Speed

24–48 hours

Baled material can sometimes be sold on

Rates From

4.8% APR

What would a recycling baler cost per month?

£20,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical recycling baler price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 5.2% APR
Term
12–72 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Businesses wanting to own the baler outright

Finance Lease

Rate
From 4.8% APR
Term
12–72 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate
From 5.6% APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Zero upfront cost, cuts collection costs from day one

Representative example

On a purchase price of £20,000: a 10% deposit of £2,000, then 48 monthly payments of £422 at 5.9% APR representative (fixed). Total amount payable £22,256, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Bramidan B5 Vertical Baler £6,000 – £9,000 Vertical Baler
Orwak 5030 Vertical Baler £9,000 – £13,000 Vertical Baler
Bramidan X30 Horizontal Baler £22,000 – £32,000 Horizontal Baler
HSM VK 12 Horizontal Baler £35,000 – £55,000 Horizontal Baler

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Tax benefits

Recycling balers generally qualify as plant and machinery for capital allowances, so a business can typically set some or all of the cost against taxable profits through the Annual Investment Allowance or other first-year reliefs, subject to your total qualifying spend for the year. Confirm current treatment with your accountant before finalising the finance structure.

Market context

The typical buyer generates significant volumes of a single recyclable material, most commonly cardboard, but also plastic film, foam or textiles, and wants to compress it into dense, uniform bales rather than storing it loose. This reduces the space taken up by recyclable waste and the frequency of collections, and in some cases the baled material can be sold to a recycling merchant, generating a modest income rather than a cost, though the price paid for baled material varies with commodity markets and shouldn't be assumed as a fixed return. Vertical balers suit lower volumes and tighter spaces, while horizontal balers handle higher throughput continuously and suit larger operations.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Vertical or horizontal baler, which suits my business?
A vertical baler is more compact, lower cost and suits lower to moderate volumes where waste is loaded in batches and compressed downward, making it popular with retailers and smaller warehouses. A horizontal baler handles continuous, higher-volume throughput and is fed from the side, suited to larger distribution centres or manufacturers generating a steady stream of cardboard or plastic waste. Your waste volume and available space are the main factors in deciding between them.
Can I sell the baled material for income?
In many cases yes, particularly for cardboard and clean plastic film, where recycling merchants will pay for baled material by weight, though the price fluctuates with commodity markets and isn't something to treat as a guaranteed or fixed income when planning finance repayments. Your waste contractor or a local recycling merchant can give you a current indicative rate for your specific material and volume.
How does a baler reduce my waste costs?
By compressing loose cardboard, plastic or other recyclables into dense bales, meaning far less space is used for storage and fewer collections are needed to remove the same volume of material, reducing the frequency and cost of collections from your waste contractor. In some cases, baled material also attracts a better rate from recyclers than loose material, though this depends on your contractor and the material type.
What deposit is needed for baler finance?
For hire purchase, most lenders ask for 10–20% deposit. Finance leases and operating leases typically require no deposit, and because balers are a well-established, standardised equipment category, most lenders are comfortable financing both new and good-condition used units. The exact figure a lender offers often reflects your trading history and credit profile as much as the equipment itself, so a strong set of accounts can sometimes bring it down further, and it's worth comparing terms from more than one lender rather than accepting the first quote.
How quickly can I get baler finance approved?
Most applications are approved within 24 to 48 hours once accounts and a supplier quote are provided. For deals under roughly £20,000, same-day approval is common, and installation is typically quick since most balers need only a level floor and a standard power supply. Providing a full set of recent accounts and a firm, itemised supplier quote at application stage generally speeds up the underwriting process, since most delays come from lenders chasing missing paperwork rather than from the credit decision itself.

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