Lendus.

CNC Router Finance

Spread the cost of CNC routers from £8,000 to £250,000+ with flexible finance options. HP, lease, or refinance — compare rates from 40+ lenders.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£8k – £250k

Approval Speed

24–48 hours

Same-day for < £50k

Rates From

From 4.8% APR

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Finance options

Hire Purchase (HP)

Rate
From 5.2% APR
Term
12–72 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Workshops wanting to own the router outright

Finance Lease

Rate
From 4.8% APR
Term
12–72 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient — claim 100% of payments against profit

Operating Lease

Rate
From 5.5% APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Upgrade to latest routing technology. Off balance sheet.

Representative example

Borrow £45,000 over 48 months at 5.9% APR (fixed). Monthly repayment: ~£936. Total amount payable: ~£44,928. Rates depend on your circumstances.

Popular models

Model Price Range Type
Biesse Rover B £80,000 – £150,000 Flat Table CNC
SCM Morbidelli M100 £60,000 – £120,000 Nesting Router
Axiom Precision AR8 Pro+ £8,000 – £15,000 Benchtop CNC
Anderson Selexx Pro £35,000 – £70,000 3-Axis Router

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Tax benefits

CNC routers qualify for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one — up to £1,000,000. HP agreements allow capital allowances. Lease payments are fully deductible.

Market context

CNC routers are used across woodworking, signmaking, composites, and plastics industries in the UK. The UK woodworking machinery market is worth £350m. Nesting routers have grown 20% in demand over the past 3 years.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Our eligibility check uses a soft search only — no impact on your credit score.

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Frequently asked questions

Can I finance a used CNC router?
Yes. Most lenders finance used CNC routers up to 8 years old. Well-maintained machines with updated software retain good value. An independent valuation is required for older machines.
What deposit do I need?
For hire purchase, most lenders ask for 10–20% deposit. Finance leases and operating leases often require no deposit. Larger deposits reduce monthly payments.
How quickly can I get CNC router finance?
Most applications are approved within 24–48 hours. For deals under £50k, same-day approval is common.
Can I include extraction and tooling?
Yes. Dust extraction, tooling packages, and software licences can often be included in the finance agreement if they're on the supplier's invoice.

Guides and resources

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