Spread the cost of CNC machines from £10,000 to £2,000,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, cnc machines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £15,000 to £500,000, and most deals are written over 12–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£15k – £500k
Approval Speed
24–48 hours
Same-day for < £100k
Rates From
4.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical cnc machine price. Indicative only, not a quote.
Compare cnc machine finance rates from 200+ lenders
Check EligibilityOn a purchase price of £85,000: a 10% deposit of £8,500, then 48 monthly payments of £1,793 at 5.9% APR representative (fixed). Total amount payable £94,564, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Haas VF-2SS | £65,000 – £85,000 | Vertical Milling |
| DMG Mori CMX 600 V | £90,000 – £140,000 | 5-Axis CNC |
| Mazak QT-250 | £45,000 – £70,000 | CNC Lathe |
| Trumpf TruLaser 1030 | £120,000 – £250,000 | Laser Cutting |
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Check EligibilityCNC machines qualify for Annual Investment Allowance (AIA), meaning you can deduct the full cost from taxable profits in year one, up to £1,000,000. For HP agreements, you claim capital allowances on the asset. For leases, you typically deduct the full lease payment from profits.
CNC machines are bought by subcontract machine shops, toolmakers and manufacturers bringing a process in-house that was previously outsourced. Because a single machine can represent a significant share of a small engineering firm's turnover, most buyers finance rather than deplete working capital needed for materials, wages and tooling between jobs. Replacement is typically driven by a customer requiring tighter tolerances, more axes or faster cycle times than the existing machine can deliver, rather than the machine failing; well-maintained CNC equipment runs for decades. A strong, established used market for machines from the major builders supports asset-backed finance and keeps refinancing an existing machine realistic.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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